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4214 Spanish Main, Jamaica Beach, TX, 77554

4beds
3baths
2,345sqft
$950,000
$405price/sqft
$6,275/moest. monthly cost
$251,000/yrincome needed

About This Home

Beautiful canal front property on one of the most spacious canals in Jamaica Beach! Remodel floor plan added 344 sqft to this immaculate construction coastal living dream house with almost 80' of waterfront! Private balconies from the upstairs bedrooms and wrapping balconies on both levels of the home; your views are endless of both the canal and open bay! Boat lift, fenced in yard with plenty of room for a POOL! Total of 3 bedrooms up all with walk-in closets and one bedroom down! The adorable bunk room has built-in custom bunk beds and a built-in custom queen size bed; another secondary bedroom has a custom loft with ladder and nautical detail! cargo lift stands ready to transport your beach essentials and groceries upstairs. Additionally, the beach is just a golf cart ride away. Jamaica Beach has great amenities, including a swimming pool, park, gas stations, restaurants, coffee shop, boat ramp, police, and fire department.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Oppe Elementary SchoolGrades PK-49.2 mi
5/10
AIM College & Career PrepGrades 8-1211.4 mi
4/10
Weis Middle SchoolGrades 5-69.9 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Batts Insulation,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Disposal,Dryer,Refrigerator,Washer,Gas Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,1 Bedroom Down - Not Primary BR,3 Bedrooms Up,En-Suite Bath,Primary Bed - 2nd Floor,Sitting Area,Split Plan,Walk-In Closet(s)
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,345
  • Total interior livable area: 2,345 sqft

Kitchen

  • Features: Under Cabinet Lighting

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Soaking Tub,Secondary Bath(s): Shower Only,Vanity Area

Property

Details

  • Parcel number: 421400000088000

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Sprinkler System,Boat Lift,Boat Slip
  • Has view: Yes
  • View description: Bay,Canal,Water
  • Has water view: Yes
  • Water view: Bay,Canal,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Front,Concrete Bulkhead

Lot

  • Lot size: 6,499 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Boat,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$236$2,832
Property Taxes $979$11,748
Electricity $257$3,089
Total$6,275$75,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,142/yr
40% on housing$188,250/yr
45% on housing$167,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$329
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$950,000
2026-03-09Price change$972,000
2025-08-13Price change$999,500
2025-06-27Price change$1,099,000
2025-05-23Listed for sale$1,125,000
2019-08-23Sold--
2019-08-06Pending sale$659,000
2019-07-10Price change$659,000
2019-04-20Price change$699,900
2019-03-29Price change$714,500
2019-02-11Price change$729,900
2018-10-05Listed for sale$749,900
2017-07-15Sold--
2017-06-07Pending sale$549,999
2017-05-16Price change$549,999
2017-04-08Listed for sale$564,900
2016-10-01Listing removed$549,900
2016-03-06Listed for sale$549,900
2016-01-01Listing removed$589,000
2015-09-23Price change$589,000
2015-08-26Listed for sale$639,900

For Sale by Agent

AgentKrista DiPuma
BrokerageUTR TEXAS, REALTORS

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