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2636 Whitecap, Crystal Beach, TX, 77650

3beds
3baths
1,992sqft
$795,000
$399price/sqft
$5,312/moest. monthly cost
$212,480/yrincome needed

About This Home

Looking for a retreat with lovely private pool with beach views??? This is the one-3 bedrooms, 3 full baths and 2 living areas! Downstairs offers tons of entertaining space with this gorgeous inground pool, fenced yard, sand shower & garage for the beach toys! You'll create so many memories around the pool area with your kiddos/friends/family! This would be an awesome-rare find STR with its own private inground pool with fountains! Upstairs you'll fall in love with the fabulous layout, amazing fixtures & finishes! The open floorplan allows for easy entertaining either on the deck, inside or downstairs. This is a true showplace and will check all of your boxes! The kitchen is beautiful and has plenty of storage! Living area has ample space for a crowd! The bedrooms are perfect with private baths! This could be the perfect place to start your beach ownership! So close to shopping, restaurants and more! Check out the virtual home tour & fall in love!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Ball High SchoolGrades 9-1217.5 mi
--
Austin Middle SchoolGrades 5-615.7 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Freestanding Oven,Microwave,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,1 Bedroom Down - Not Primary BR,2 Primary Bedrooms,En-Suite Bath,Primary Bed - 2nd Floor,Multilevel Bedroom
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 405000000256000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite
  • Patio & porch: Patio/Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Beach,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 5,052 sqft
  • Features: 0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$196$2,352
Property Taxes $859$10,308
Electricity $238$2,859
Total$5,312$63,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,125/yr
40% on housing$159,360/yr
45% on housing$141,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 77650$221
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77650$303
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$825,000
2026-02-22Listed for sale$850,000
2022-01-01Listing removed--
2021-07-29Price change$899,000
2021-07-28Listed for sale$889,000
2020-12-21Sold--
2020-11-11Pending sale$449,999
2020-10-30Listed for sale$449,999
2020-06-30Listing removed$439,999
2019-07-06Price change$439,999
2019-06-27Price change$449,999
2019-06-25Price change$470,000
2019-05-10Price change$449,999
2019-03-22Listed for sale$470,000
2018-11-10Listing removed$450,000
2018-09-01Price change$450,000
2018-01-12Price change$460,000
2017-11-04Price change$470,000
2017-07-24Price change$515,000
2017-04-12Listed for sale$537,000
2016-11-16Listing removed$537,000
2016-05-21Price change$537,000
2015-06-24Listed for sale$499,000

For Sale by Agent

AgentMonica DeMore
BrokerageBuyCrystalBeach.com

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