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75 County Road 1009, Cedar Bluff, AL, 35959

4beds
3baths
3,081sqft
$519,900
$169price/sqft
$3,458/moest. monthly cost
$138,320/yrincome needed

About This Home

Situated on 2.21 acres with access to a private boat launch on Weiss Lake, this 4 bedroom, 3 bath home offers an open floorplan with wood floors in the main areas. The kitchen features a pantry, bar seating, and breakfast area, along with a separate dining room. The living room includes a fireplace, and the en suite offers a soaking tub and shower. Walk-in closets in all bedrooms. A large living area upstairs with bedroom, bathroom, and attic storage. Exterior includes a covered front porch, screened back porch, open deck, two car garage with rear storage area, and multiple storage sheds. New HVAC units, propane, and a wood heater system that helps supply hot water and supplements heat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Gaylesville High SchoolGrades PK-126.4 mi
7/10
Cedar Bluff High SchoolGrades PK-126.9 mi
5/10
Cherokee Co High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 256

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: Carpet
  • Level: Second
  • Area: 612

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 234

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Central 2,See Remarks
  • Cooling features: Central 1,Central 2

Interior Area

  • Total interior livable area: 3,081 sqft

Kitchen

  • Features: Pantry,LVP
  • Level: First
  • Area: 156

Laundry Room

  • Features: LVP Flooring
  • Level: First
  • Area: 72

Living Room

  • Features: Fireplace,Wood Floor
  • Level: First
  • Area: 315

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 131202040000006.012

Features

  • Patio & porch: Covered Porch,Deck,Front Porch,Screened Porch
  • Waterfront features: Water Access

Lot

  • Lot size: 2.21 Acres

Parking

  • Parking features: Garage-Two Car,Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$348$4,176
Property Taxes $138$1,656
Electricity $344$4,137
Total$3,458$41,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,560/yr
40% on housing$103,740/yr
45% on housing$92,213/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 35959$118
Cherokee County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 35959
Cherokee County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$529,900

For Sale by Agent

AgentMelissa Freeman
BrokerageJNG Real Estate Solutions LLC

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