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214 3rd St, Fowler, CO, 81039

3beds
1baths
1,008sqft
$170,000
$169price/sqft
$1,365/moest. monthly cost
$54,600/yrincome needed

About This Home

PRICE ADJUSTMENT!! Nice 3 bedroom, 1 bath home. Hardwood floors, carpet in master bedroom, Seller currently removing carpet in 2nd bedroom to uncover hardwood floor. 3/4 bath, New window has been installed in north wall of living room. 1 car attached carport, Shop has power and cement pad on west side big enough for carport or garage. North living room window will be replaced with double pain vinyl. Seller already has the window.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Fowler Elementary SchoolGrades K-60.7 mi
5/10
7/10
Fowler High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: None,Crawl Space

Bedroom2

  • Level: Main
  • Area: 128.7

Bedroom3

  • Level: Main
  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Window features: Window Coverings
  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 210.6

Master Bedroom

  • Level: Main
  • Area: 140.39999999999998

Property

Details

  • Parcel number: 437516317001
  • Zoning: RE
  • Special condition: Standard

Features

  • Patio & porch: Porch-Covered-Front

Lot

  • Lot size: 9,801 sqft
  • Features: Trees-Front,Trees-Rear

Parking

  • Total spaces: 1
  • Parking features: 1 Car Carport Attached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$268$3,216
Property Taxes $52$624
Electricity $186$2,232
Total$1,365$16,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,800/yr
40% on housing$40,950/yr
45% on housing$36,400/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 81039$141
Otero County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 81039$113
Otero County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$170,000
2026-07-17Contingent$170,000
2026-07-02Price change$170,000
2026-05-23Listed for sale$190,000
2019-02-13Sold$99,500

For Sale by Agent

AgentShirley Cash
BrokerageCash Realty LLC

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