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404 E Swink Ave, Fowler, CO, 81039

4beds
2baths
1,860sqft
$315,000
$169price/sqft
$2,372/moest. monthly cost
$94,880/yrincome needed

About This Home

Location, Location! On a dead end street, This property is 1&1/2 lots with mature beautiful trees, a sprinkler system, and a large pond. Also includes a nice 2 car garage with doors on both ends for great accessibility moving vehicles around. The house features 4 beds and 2 baths. Kitchen, living and dining on the upper level is an open floor plan, including a center island in the kitchen, which is great for entertaining, preparing meals, etc. The basement is quite comfortable and spacious for many activities. A very nice home!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Fowler Elementary SchoolGrades K-60.2 mi
5/10
7/10
Fowler High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Upper
  • Area: 126

Bedroom3

  • Level: Basement
  • Area: 99

Bedroom4

  • Level: Basement
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper

Family Room

  • Level: Basement
  • Area: 352

Features

  • Ceiling Fan(s),Walk-in Shower
  • Window features: Window Coverings
  • Flooring: Tile

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Upper
  • Area: 195

Living Room

  • Level: Upper
  • Area: 270

Master Bedroom

  • Level: Upper
  • Area: 165

Property

Details

  • Parcel number: 437521209002
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Bi-Level
  • Patio & porch: Patio-Open-Rear,Stoop-Front
  • Fencing: Metal Fence-Rear

Lot

  • Lot size: 0.29 Acres
  • Features: Irregular Lot,Sprinkler System-Front,Sprinkler System-Rear,Lawn-Front,Lawn-Rear,Trees-Front,Trees-Rear,Automatic Sprinkler
  • Lot size dimensions: 28 x 54

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$497$5,964
Property Taxes $97$1,164
Electricity $186$2,232
Total$2,372$28,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,325/yr
40% on housing$71,160/yr
45% on housing$63,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 81039$129
Otero County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 81039$113
Otero County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$315,000
2013-02-27Sold$150,000

For Sale by Agent

AgentJanelle Baldwin
BrokerageRiverside Realty, LLC

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