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403 S 15th St, Rocky Ford, CO, 81067

2beds
2baths
884sqft
$235,000
$266price/sqft
$1,790/moest. monthly cost
$71,600/yrincome needed

About This Home

Enjoyable country town living on a small qul-de-sac. Welcome to this well maintained 2 bed 2 bath log cabin home. It had a large private front deck which has ramp access for possible easy adaptive ada. Property is surrounded by plenty of mature trees and fully fenced, has an easy-to-use xeroscaped front lawn featuring your own golf putting range. The home also has a large back yard with functional space for entertaining from the additional back deck. Inside you will find a cozy living room that flows nicely with the open floor plan into the homes kitchen. Custom designed resin and penny counter tops are featured and make for a great conversation starter! This listing also includes the adjacent parcel with utilities already on site, providing you with additional RV parking and abundant space to expand or build. There is a detached garage with alley access. Fully fenced with convenient routes to your local golf course, shopping, grocery and hwy 50. *Adjacent parcel schedule #444318145007, is included with this parcel. legal description: PART OF LOT 21 RF GARDEN PLACE COM AT A PT ON N LINE; LOT 21 SAID PT BEING 40' W OF NE COR LOT 21 THENCE; S'LY 158' TO TRUE PT OF BEG THENCE W'LY 140' S'LY; 94' TO N BDRY LINE OF RF DITCH TH E'LY ALONG BANK; OF RF DITCH & 40' W'LY FROME LINE LOT 21 THENCE N'LY; 37' TO PT OF BEG. B860 P276B963 P502; MS# 4192 BY MIS; RCPTN-531449 BL- LT- SEC- 18 TWN- 23 RNG- 56

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: None,Crawl Space

Bedroom2

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Master Bedroom

  • Level: Main
  • Area: 110

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 444318145008
  • Zoning: R-1
  • Special condition: Standard
  • Other equipment: Satellite Dish

Features

  • Patio & porch: Deck-Open-Front,Deck-Open-Rear
  • Fencing: Metal Fence-Rear,Wood Fence-Front

Lot

  • Lot size: 8,102 sqft
  • Features: Cul-De-Sac,Irregular Lot,Lawn-Front,Lawn-Rear,Trees-Front,Trees-Rear
  • Lot size dimensions: 60 x 141

Parking

  • Total spaces: 1
  • Parking features: RV Access/Parking,1 Car Garage Detached
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Drought
Hail
Strong Wind
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$344$4,128
Property Taxes $72$864
Electricity $186$2,232
Total$1,790$21,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,371/yr
40% on housing$53,700/yr
45% on housing$47,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 81067$73
Otero County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 81067
Otero County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$199,900
2026-06-08Listed for sale$235,000
2022-08-18Listing removed--
2022-05-20Listed for sale$250,000
2021-03-24Listing removed--
2019-04-01Listing removed$125,000
2018-08-30Price change$125,000
2018-08-12Price change$140,000
2018-06-07Price change$150,000
2018-06-05Listed for sale$155,000
2017-05-23Sold$45,000

For Sale by Agent

AgentMarie Hood Stuckey
BrokerageRed Bow Realty

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