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504 S 12th St, Rocky Ford, CO, 81067

1beds
1baths
786sqft
$108,000
$137price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Looking to add a turnkey rental to your portfolio? This cozy 1-bedroom, 786 sq ft home in Rocky Ford is already doing the work for you. The current tenant pays $850/month plus all utilities — and their lease runs through February 2027, so you're stepping into reliable income from day one. A detached garage adds storage and extra appeal that tenants love, helping with both retention and marketability down the road. Rocky Ford sits at the heart of Otero County — a tight-knit community known for its small-town feel and agricultural roots, with easy access to La Junta and the surrounding region. Whether you're building your first rental portfolio or adding a solid low-maintenance property to an existing one, this one checks the boxes.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1908

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Interior Area

  • Total structure area: 786
  • Total interior livable area: 786 sqft

Kitchen

  • Level: Main
  • Area: 80

Living Room

  • Level: Main
  • Area: 300

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 444318153004
  • Zoning: R
  • Special condition: Standard

Features

  • Patio & porch: None

Lot

  • Lot size: 6,969 sqft
  • Features: Trees-Front

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$158$1,896
Property Taxes $33$396
Electricity $186$2,232
Total$923$11,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 81067$78
Otero County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 81067
Otero County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$108,000
2025-10-30Sold$40,000
2017-08-29Sold$36,000
2017-05-09Listed for sale$39,900

For Sale by Agent

AgentSouthern Colorado Home Team
BrokerageHomeSmart Preferred Realty

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