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814 Raton Ave, La Junta, CO, 81050

4beds
3baths
3,796sqft
$409,900
$108price/sqft
$3,086/moest. monthly cost
$123,440/yrincome needed

About This Home

Welcome to high end living with this stately, two story, move-in ready home. Original hardwood floors greet your presence and sprawl through the entryway, living and dining rooms. The upper level features 4 bedrooms and 2 bathrooms with one room transformed into a walk in closet featuring shoe cabinets and purse shelving. The large master bedroom has an attached 3/4 bathroom with new granite countertops and vessel sink. The second bathroom on the upper level has been upgraded with new quartz countertops and Chinoiserie sink. On the main level, the living and dining rooms feature new light fixtures and lined drapery. Your dream kitchen awaits with granite countertops, a granite composite sink, and gas cooktop. Next to the kitchen sits the secondary living room with one full brick wall and pellet stove. The sunroom and laundry room sit at the back of the house which leads to the backyard. A new cinder block wall envelopes the private backyard. The 12'x10' storage shed and hot tub will be included in the sale. There is a 2 car detached garage with cement driveway from the street, and a gate for access to the backyard and back door. There is also a basement with a finished room and 3 additional rooms for storage. Along with new interior and exterior paint, there are too many upgrades to list. This grand home is ready to offer its beauty and ample space to its new owner. Sellers are offering a 1-year Home Warranty with purchase. Contact listing agent for full list of upgrades.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
4/10
--
La Junta Primary SchoolGrades K-20.8 mi

Construction

Condition

  • Year built: 1906

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished/Livable

Bedroom2

  • Level: Upper
  • Area: 241.85999999999999

Bedroom3

  • Level: Upper
  • Area: 185.60000000000002

Bedroom4

  • Level: Upper
  • Area: 117.595

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 239.913

Family Room

  • Level: Main
  • Area: 276.41

Features

  • New Paint,Ceiling Fan(s),Walk-In Closet(s),Granite Counters
  • Window features: Window Coverings
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,796
  • Total interior livable area: 3,796 sqft

Kitchen

  • Level: Main
  • Area: 202.5

Living Room

  • Level: Main
  • Area: 359.03000000000003

Master Bedroom

  • Level: Upper
  • Area: 263.12999999999994

Property

Details

  • Parcel number: 464311220010
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch-Covered-Front,Patio-Covered-Rear
  • Has spa: Yes
  • Spa features: Hot Tub-Free Standing
  • Fencing: Block Fence-Rear

Lot

  • Lot size: 0.26 Acres
  • Features: Sprinkler System-Front,Sprinkler System-Rear,Lawn-Front,Lawn-Rear,Trees-Front,Trees-Rear

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Hail
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$602$7,224
Property Taxes $126$1,512
Electricity $286$3,438
Total$3,086$37,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,805/yr
40% on housing$92,580/yr
45% on housing$82,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 81050$72
Otero County$77

vs Homes Sold Last Month

Median $/sqft

ZIP 81050
Otero County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$409,900
2026-03-04Price change$413,800
2026-02-17Listed for sale$416,900
2025-12-24Listing removed$396,900
2025-11-27Price change$396,900
2025-10-07Price change$399,670
2025-08-03Price change$409,900
2025-07-01Listed for sale$414,900
2021-11-22Sold$293,000
2006-04-27Sold$165,000

For Sale by Agent

AgentBeth Howe
BrokerageGreat Plains Land Company, LLC

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