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1826 Hughes Ave, Owensboro, KY, 42303

2beds
1baths
896sqft
$125,000
$140price/sqft
$881/moest. monthly cost
$35,240/yrincome needed

About This Home

Charming and full of potential, this 2-bedroom, 1-bath home offers an excellent opportunity for first-time buyers, downsizers, or investors. Inside, you'll find original hardwood floors in the living room and bedrooms, adding warmth and character throughout. The sunroom provides additional flexible living space and is the perfect spot to enjoy your morning coffee or unwind at the end of the day. Recent updates include a new roof (November 2025), newer water heater, and an updated bathroom featuring a new bathtub and shower door. Outside, the fenced backyard offers room for pets, play, or gardening. Conveniently located in Owensboro, and priced under $130,000, this home is ready for its next chapter. Schedule your showing today! *Professional Photos coming soon

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Estes Elementary SchoolGrades PK-50.5 mi
3/10
6/10
Owensboro High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Basement
  • Roof: Dimensional
  • Construction materials: Brick Veneer,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Flooring: Hardwood,Linoleum
  • Fireplace features: Non-functional
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 672
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 896 sqft

Property

Details

  • Parcel number: 002100201800000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Screened
  • Fencing: Fenced

Lot

  • Lot size: 5,000 sqft
  • Features: Level
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$87$1,044
Property Taxes $8$96
Electricity $154$1,850
Total$881$10,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,205/yr
40% on housing$26,430/yr
45% on housing$23,493/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$149
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$125,000
2012-06-01Sold$48,000

For Sale by Agent

AgentHeather Howe
BrokerageTriple Crown Realty Group

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