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4226 Edgewood Ct, Owensboro, KY, 42303

2beds
2baths
2,308sqft
$344,900
$149price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Location! Location! Location! Nestled in the highly desirable Springbank Subdivision, this well-maintained, beautifully appointed custom-designed brick home offers 2 bedrooms, 2 full baths, and 2 versatile flex rooms that can easily serve as a 3rd and 4th bedroom, home office, or exercise space. Soaring vaulted ceilings and an abundance of natural light create an open, airy feel throughout the home, making every space feel warm and inviting. The updated kitchen features stunning granite countertops, stainless steel appliances, and a thoughtfully placed pantry—perfectly blending style and functionality. Recent updates include luxury vinyl plank flooring, partially remodeled bathrooms, and brand-new dimensional roof shingles installed in 2025. The main-level owner’s suite provides both comfort and convenience, while the mostly fenced backyard offers a private and relaxing space for outdoor enjoyment. Enjoy low-maintenance living with HOA benefits that include front yard mowing, as well as snow removal for the driveway and walkway in the winter—adding ease and peace of mind year-round. HOA fees are only $250 quarterly, making it simple to enjoy all the perks of this sought-after community. Move right in and enjoy a thoughtfully updated, beautifully designed home. Select furniture pieces are negotiable, offering added convenience and value for the next owner. Homes like this in Springbank don’t come around often—schedule your showing before it’s gone!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
4/10
7/10

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Fireplace,Gas Log
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,308

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,308
  • Total interior livable area: 2,308 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 003240900300000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced

Lot

  • Lot size: 6,000 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$240$2,880
Property Taxes $78$936
Electricity $182$2,187
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$349,900
2026-03-24Price change$359,900
2026-03-19Listed for sale$369,900
2021-06-24Sold$246,688
2021-05-08Listed for sale$264,900
2000-12-01Sold$195,000

For Sale by Agent

AgentVickie Ballard
BrokerageSupreme Dream Realty, LLC

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