916 E 21st St, Owensboro, KY, 42303
About This Home
Charming two-bedroom, one-bath brick home featuring hardwood floors and replacement windows throughout. Enjoy the covered front porch and a privacy-fenced backyard with a detached garage. All appliances, including the washer/dryer combo, remain. Convenient location and no flood zone!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Crawl Space
- Roof: Dimensional
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
- Laundry features: W/D Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Window features: Replacement Windows
- Flooring: Tile,Laminate
- Fireplace features: None
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 900
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Kitchen
- Features: Other
Master Bedroom
- Level: First
Property
Details
- Parcel number: 003031600900000
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Fencing: Privacy
Lot
- Lot size: 4,900 sqft
- Features: Zero Lot Line
- Lot size dimensions: 49 x 100
Parking
- Total spaces: 1
- Parking features: Detached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $152 | $1,824 |
| Electricity | $154 | $1,850 |
| Total | $1,255 | $15,060 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $159,900 |
| 2026-07-17 | Listed for sale | $165,000 |
| 2025-12-08 | Listing removed | $154,900 |
| 2025-11-24 | Price change | $154,900 |
| 2025-11-12 | Listed for sale | $159,900 |
| 2024-08-19 | Sold | $141,000 |
| 2024-07-25 | Pending sale | $139,900 |
| 2024-07-23 | Listed for sale | $139,900 |
| 2023-07-26 | Sold | $135,000 |
| 2023-06-21 | Pending sale | $134,900 |
| 2023-06-18 | Listed for sale | $134,900 |
| 2015-07-15 | Sold | $68,000 |
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