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3962 Brookside Ct, Owensboro, KY, 42303

2beds
2baths
1,296sqft
$259,900
$201price/sqft
$1,695/moest. monthly cost
$67,800/yrincome needed

About This Home

Nicely kept east side condo in the Brooks. 2 BR, 2 BA, kitchen with look through bar, and a large living space with a gas logs fireplace. The owner's suite boasts a large bathroom with plenty of room, a double vanity, and a walk in closet. See additional docs for all HOA docs and information.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Dimensional
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential,Condo/Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Split Bedroom,Walk-In Closet(s),Walk-in Shower
  • Flooring: Ceramic Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Features: Bar,Kitchen-Dining
  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 003430202400000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Features: Cul-de-Sac/Dead End
  • Lot size dimensions: Envelope 7 - Unit 24

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$181$2,172
Property Taxes $46$552
Electricity $154$1,850
Total$1,695$20,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,114/yr
40% on housing$50,850/yr
45% on housing$45,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$148
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$259,900
2026-07-27Price change$259,900
2026-07-13Listed for sale$264,900
2023-11-21Sold$239,900
2023-10-25Pending sale$239,900
2023-10-01Listed for sale$239,900
2023-09-22Pending sale$239,900
2023-09-19Listed for sale$239,900
2010-05-04Sold$141,268

For Sale by Agent

AgentVANOVER TEAM C
BrokerageGreater Owensboro Realty Co.

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