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4620 Shadow Wood Cv, Owensboro, KY, 42303

6beds
5baths
7,567sqft
$1,400,000
$185price/sqft
$9,904/moest. monthly cost
$396,160/yrincome needed

About This Home

Great for entertaining!!!! This beautiful home for sale has 6 bedrooms, 4 1/2 baths plus and office, a bonus room above the garage, and a 631 square foot storage space in the basement not included in the square footage of the home. Set on a corner lot in Lake Forest this home also has a 40 x 20 inground pool with a new retractable cover and heater. There’s a full finished basement, including a bar area. The main floor has an open floor plan with a spacious great room with fireplace and custom built-ins. The main floor also includes the kitchen, an office, laundry room, and master bedroom with en suite. Upstairs, you will find a large bonus room, a bedroom with a full bath and two other bedrooms with a jack and Jill bath. The finished basement includes a media room, a kitchen area with bar, and two more bedrooms with a full bath. There also includes a three car garage and spacious outdoor areas for entertaining.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 7,567 sqft

Property

Details

  • Parcel number: 075Q00034000000

Features

  • Exterior features: Stone,Brick

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$978$11,736
Property Taxes $1,250$15,000
Electricity $597$7,170
Total$9,904$118,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,565/yr
40% on housing$297,120/yr
45% on housing$264,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 42303$147
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42303$151
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-12Price change$1,450,000
2025-12-06Listed for sale$1,505,833
2010-10-05Sold$69,900

For Sale by Owner

AgentProperty Owner

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