110 University Dr, Ruidoso, NM, 88345
About This Home
Charming mountain retreat! Perfect for full-time living, vacation use, or investment potential. This well Maintained 3- bedroom 2-bath home offers approximately 1,578 sq.ft. of comfortable living space. Enjoy peaceful mountain living with easy year around access and close proximity to midtown shopping, dining, and outdoor recreation. Conveniently located near schools, golf courses, hiking trails and Ski Apache.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1995
Materials
- Roof: Metal,Pitched
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: See Remarks
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- See Remarks,Main Level Primary
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s)
Interior Area
- Total interior livable area: 1,578 sqft
Property
Details
- Parcel number: 4072062192137000000
- Zoning: R1
- Other equipment: None
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Fencing: Fenced,Wood
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.29 Acres
- Features: Corner Lot,Level
Parking
- Total spaces: 2
- Parking features: Garage,Paved,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,245 | $26,940 |
| Home Insurance * | $249 | $2,988 |
| Property Taxes | $199 | $2,388 |
| Electricity | $148 | $1,780 |
| Total | $2,841 | $34,092 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $444,000 |
| 2026-05-02 | Price change | $460,000 |
| 2026-03-18 | Price change | $499,000 |
| 2026-02-25 | Listed for sale | $515,000 |
| 2016-09-07 | Listing removed | $249,900 |
| 2016-06-29 | Listed for sale | $249,900 |
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