See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

431 9TH STREET SOUTH, Wisconsin Rapids, WI, 54494

4beds
2baths
1,706sqft
$275,000
$161price/sqft
$2,222/moest. monthly cost
$88,880/yrincome needed

About This Home

Are you looking for a beautiful Wisconsin Rapids house to call home? Look no further at this 4 bedroom, 2 bathroom home situated on a .32 acre corner lot. On the main floor you'll find a spacious living room with gas fireplace, formal dining room or secondary living room, a well lit kitchen with spacious island, main floor laundry hook ups, and a fantastic full bath with large tub and walk in shower. Upstairs you'll discover three bedrooms, one of which is the master bedroom with large double closets, as well as the second full bath. Outdoors offers a beautifully landscaped yard with plenty of perennials, as well as a deck, gazebo and fire pit for your enjoyment! And finally, the three stall garage is insulated and heated for all your favorite projects all year round. This outstanding home is just a few short blocks from both the Rapids Aquatic Center and Rafter Complex, shopping, and schools! **There are updates galore, including a newly built deck, updated three seasons porch, as well as new siding, roof and most of the home's windows (many of which have a transferable warranty!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

7/10
Howe Elementary SchoolGrades K-50.3 mi
7/10
Lincoln High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1874

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,706

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,706
  • Total interior livable area: 1,706 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3407407
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Living area range: 1501-1750

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 13,939

Parking

  • Total spaces: 3
  • Parking features: 3 Car,Detached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$173$2,076
Property Taxes $488$5,856
Electricity $171$2,054
Total$2,222$26,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,182/yr
40% on housing$66,660/yr
45% on housing$59,253/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 54494$131
Wood County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 54494$133
Wood County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$275,000
2026-06-29Listed for rent$2,100
2026-05-30Listing removed$2,100
2026-04-17Listed for rent$2,100
2025-07-04Listing removed$2,200
2025-06-02Listed for rent$2,200
2020-12-17Sold$149,900
2020-11-04Pending sale$149,900
2020-10-24Price change$149,900
2020-10-04Price change$159,900
2020-09-28Price change$162,999
2020-09-21Listed for sale$165,000
2020-06-12Sold$53,500
2014-04-11Sold$85,000
2013-12-05Price change$89,900
2013-10-24Price change$94,900
2013-09-29Listed for sale$99,000
2011-11-02Sold$94,000

For Sale by Agent

AgentSTEPHANIE LAROSE
BrokerageHOMEPOINT REAL ESTATE LLC

Similar Homes