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500 Sea Grass Court, Swansboro, NC, 28584

4beds
3baths
3,416sqft
$519,900
$152price/sqft
$3,484/moest. monthly cost
$139,360/yrincome needed

About This Home

Welcome home to 500 Sea Grass Court located in the community of Halls Creek North. This home is right in the heart of Swansboro but without an HOA! With over 3,400 square feet, this impressive open-concept home is designed to both wow and welcome. A stunning two-story living room greets you upon entry, creating a bright and dramatic first impression. The formal dining room with classic wainscoting adds timeless character, while the spacious kitchen features white cabinetry, stainless steel appliances, a tile backsplash, pantry, and center island that flows seamlessly into the oversized family room with a gas fireplace - perfect for gathering and entertaining. A convenient half bath and a versatile downstairs bonus room offer flexibility for an additional bedroom, home office, or playroom. The laundry room is thoughtfully located just off the garage for everyday ease. Both HVAC systems were replaced in 2023, offering updated efficiency and comfort. Upstairs, all bedrooms are generously sized and thoughtfully arranged. The large primary bedroom suite features two walk-in closets, a nook, and a large ensuite bathroom with dual vanities, walk-in shower, soaking garden tub, and linen closet. The spacious second and third bedrooms are connected with a large jack-and-jill full bathroom with two separate vanities with separate shower/tub combo and toilet room. The fourth bedroom offers a cozy and inviting space, complete with a charming night-light fixture -perfect for a nursery, guest room, or home office. Situated on a spacious corner lot within a quiet cul-de-sac, the backyard features a covered patio, a fenced yard, and a backdrop of mature trees that provide added privacy and charm. The community has sidewalk-lined streets throughout the neighborhood. If you've been looking for space, convenience, and true coastal access all in one home - this one delivers.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Swansboro ElementaryGrades K-50.7 mi
5/10
Swansboro MiddleGrades 6-81.4 mi
8/10
Swansboro HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,416
  • Total interior livable area: 3,416 sqft

Property

Details

  • Parcel number: 1320e9
  • Zoning: R-20Sf
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Patio,Porch
  • Fencing: Privacy,Full,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$102$1,224
Property Taxes $436$5,232
Electricity $318$3,818
Total$3,484$41,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,451/yr
40% on housing$104,520/yr
45% on housing$92,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 28584$173
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28584$216
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$535,000
2026-02-12Listed for sale$540,000
2023-08-02Sold$484,900
2023-07-14Pending sale$484,900
2023-06-14Price change$484,900
2023-06-03Price change$504,900
2023-05-25Listed for sale$514,900
2012-03-22Sold$254,900

For Sale by Agent

AgentLightHouse Realty Team
BrokerageKeller Williams Crystal Coast

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