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5640 Siracusa Ln, Sanford, FL, 32771

4beds
3baths
2,285sqft
$481,000
$211price/sqft
$3,575/moest. monthly cost
$143,000/yrincome needed

About This Home

Experience waterfront living at its finest in this beautifully upgraded Terracina townhome. This popular Siena floor plan offers 4 bedrooms and 2.5 bathrooms, showcasing a primary bedroom on the main level, plantation shutters throughout, luxury vinyl plank flooring in all bedrooms and a newer HVAC system for added peace of mind. The open kitchen features a breakfast bar that seamlessly connects to the dining area, creating an inviting space for everyday meals or entertaining guests. The lower level is highlighted by ceramic tile flooring, crown molding, recessed lighting, ceiling fans, and a covered back patio that has been thoughtfully extended to maximize outdoor living. From here, enjoy serene water views making the space ideal for gatherings, morning coffee, or unwinding at sunset. The main-floor primary suite includes a spacious custom walk-in closet in addition to another clothes closet behind sliding mirrored doors. The bathroom includes dual sinks, a mirrored vanity, a garden tub and a separate shower. Upstairs, a light-filled loft overlooks the main living area and serves perfectly as a home office, second living area, or cozy reading nook. Three additional bedrooms provide generous space and share a full bathroom with granite countertops and a walk-in shower. Terracina is known for its Mediterranean-inspired architecture, charming barrel tile roofs, and brick paver driveways. Enjoy quiet moments on the front porch, friendly neighborhood conversations, and the lush landscaping throughout the community.

Getting Around

44
WalkingCar-Dependent
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Schools

9/10
Wilson Elementary SchoolGrades PK-51.1 mi
9/10
Sanford Middle SchoolGrades 6-84.8 mi
5/10
Seminole High SchoolGrades PK,9-124.7 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Other

  • Builder model: Siena
  • Builder name: Taylor Morrison

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Tray Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Shutters
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,740
  • Total interior livable area: 2,285 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Kitchen Island,Pantry,Storage Closet
  • Level: First

Living Room

  • Features: Storage Closet
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 30193052500002100
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Private Entrance,Sidewalk
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond

Lot

  • Lot size: 3,000 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,432$29,184
Home Insurance *$338$4,056
Property Taxes $576$6,912
Electricity $229$2,759
Total$3,575$42,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,571/yr
40% on housing$107,250/yr
45% on housing$95,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 32771$192
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32771$220
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$484,000
2026-04-28Listed for rent$3,250
2025-02-07Listing removed$2,975
2024-12-18Price change$2,975
2024-10-22Listed for rent$3,000
2020-08-21Listing removed$2,300
2020-07-27Price change$2,300
2020-07-16Price change$2,350
2020-05-15Listed for rent$2,400
2019-11-23Listing removed$2,175
2019-11-15Price change$2,175
2019-11-05Price change$2,195
2019-10-22Price change$2,225
2019-10-01Price change$2,295
2019-08-30Listed for rent$2,395
2017-10-19Listing removed$2,250
2017-10-02Price change$2,250
2017-09-22Price change$2,295
2017-08-11Price change$2,395
2017-07-23Price change$2,300
2017-07-08Price change$2,350
2017-06-26Price change$2,450
2017-06-15Listed for rent$2,500
2016-05-10Sold$290,000
2013-11-15Sold$283,800

For Sale by Agent

AgentSara Hayes
BrokerageTHE KEY REALTY GROUP

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