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2816 Magnolia Ave, Saint Louis, MO, 63118

3beds
4baths
2,174sqft
$439,900
$202price/sqft
$3,283/moest. monthly cost
$131,320/yrincome needed

About This Home

Built in 1884 and fully reimagined in 2020, this exceptional 3-bedroom home has been taken down to the studs and rebuilt with careful attention to both craftsmanship and modern livability. Nearly every system is new—including plumbing, electrical, HVAC, and sewer lateral—offering the comfort and reliability of a new build within a historic shell. The main level centers around a bright, inviting kitchen that’s as functional as it is beautiful. A large island anchors the space, ideal for cooking, hosting, or gathering, while a professional-grade gas range adds a striking focal point. Thoughtful design details are found throughout, including elevated pantry outlets for convenient appliance use and clean countertop organization. The primary suite is generously scaled with soaring ceilings, a walk-in closet featuring a custom Elfa system, and a spa-inspired bathroom designed for relaxation and comfort. Additional living space in the partially finished basement provides flexibility for a media room, home gym, or recreation area. Outdoor living is just as compelling, with a spacious patio that flows naturally for entertaining, along with a fully fenced backyard offering privacy, security, and plenty of room for pets, play, or gardening. All of this is set within short distance to acclaimed restaurants, parks, and neighborhood amenities—blending historic character with fully modern convenience in a highly desirable location.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

1/10
Roosevelt High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1884

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Double Oven,Gas Oven,Range Hood,Gas Range,Refrigerator,Washer/Dryer Stacked,Gas Water Heater
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Smart Thermostat,Soaking Tub,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,174

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,174
  • Total interior livable area: 2,174 sqft

Property

Details

  • Parcel number: 14250501220
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Fencing: Privacy

Lot

  • Lot size: 3,201 sqft
  • Features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Earthquake
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$516$6,192
Property Taxes $377$4,524
Electricity $166$1,992
Total$3,283$39,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,560/yr
40% on housing$98,490/yr
45% on housing$87,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 63118$106
St. Louis City$112

vs Homes Sold Last Month

Median $/sqft

ZIP 63118$126
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$449,900
2026-04-27Listed for sale$475,000
2024-04-29Sold--
2024-03-23Pending sale$399,900
2024-03-19Listed for sale$399,900

For Sale by Agent

AgentJonathan Minerick
BrokerageHomeCoin.com

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