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402 Boathouse Court, Swansboro, NC, 28584

5beds
3baths
3,088sqft
$477,000
$154price/sqft
$3,192/moest. monthly cost
$127,680/yrincome needed

About This Home

Welcome home to this beautiful two-story retreat nestled in the quaint town of Swansboro- ''The Friendly City by the Sea''. Halls Creek North phase 3 is one of Swansboro's most welcoming communities-- Offering 3,088 square feet of comfortable living space, this spacious home invites you to slow down, spread out, and truly enjoy everyday life. With five generously sized bedrooms, two full bathrooms, and a convenient half bath, there's room for everyone to feel right at home. The thoughtfully designed floor plan flows effortlessly from the inviting living room to a formal dining area, perfect for gatherings and special occasions. The family room, centered around a warm and cozy fireplace, is ideal for relaxing evenings and memorable moments with loved ones. The kitchen opens to a charming breakfast nook, creating a bright and welcoming space for morning coffee or casual meals, while still offering the functionality and space today's lifestyle demands. Every room is filled with natural light and a sense of ease, making this home both comfortable and inviting. Located just minutes from Swansboro's coastal charm, waterfront dining, and beautiful beaches and just down the road is Hammocks Beach State Park, this home offers the perfect blend of space, comfort, and coastal living. Whether you're hosting friends, growing into the space, or simply enjoying peaceful moments by the fire, this home is ready to welcome you in and make lasting memories while enjoying the Coastal Life Style. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Swansboro ElementaryGrades K-50.6 mi
5/10
Swansboro MiddleGrades 6-81.4 mi
8/10
Swansboro HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),Mud Room,Ceiling Fan(s),Pantry,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,088
  • Total interior livable area: 3,088 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1320e18
  • Zoning: R-20Sf
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: None
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.58 Acres
  • Lot size dimensions: 81 x 198 x 232 x 185

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,411$28,932
Home Insurance *$93$1,116
Property Taxes $401$4,812
Electricity $287$3,451
Total$3,192$38,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,440/yr
40% on housing$95,760/yr
45% on housing$85,120/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 28584$173
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28584$216
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-14Listed for sale$495,000
2016-02-16Listing removed$1,650
2016-01-29Price change$1,650
2015-12-31Listed for rent$1,825
2014-10-14Listing removed$250,000
2014-10-02Listed for sale$250,000
2014-08-29Listing removed$250,000
2014-05-30Sold$245,000
2014-03-17Price change$250,000
2014-01-31Listed for sale$255,000
2013-11-22Listing removed$255,000
2013-06-15Listed for sale$255,000
2012-12-12Sold$250,000

For Sale by Agent

AgentLee Ann Murray
BrokerageColdwell Banker Sea Coast Adv EI

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