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12 Beach Street, Alton Bay, NH, 03810

3beds
1baths
1,056sqft
$439,900
$417price/sqft
$3,104/moest. monthly cost
$124,160/yrincome needed

About This Home

Welcome to your lakeside getaway on the beautiful shores of Winnipesaukee in Sleeper's Point! This charming 3-bedroom, 1-bath home offers the perfect blend of relaxation and convenience, whether you're seeking a year-round residence or a seasonal retreat! Come inside to find a warm and inviting interior with an open living area providing a nice space to gather. All 3 bedrooms offer comfortable proportions, making this home suitable for owners, guests or short term rentals. The 3 season porch adds another dimension to the home. 12 Beach Street is located on it's own private driveway and has lots of parking! New large composite deck for entertaining. New outdoor shower. New composite back staircase leads you to the grassy, large, flat backyard. New well pump 2020. Water heater 2021. Electrical upgraded in 2021 to 200 amps and the whole house rewired. Heating system converted from oil to propane 2022. Laundry hookups added 2022. Recent sales in the neighborhood don’t match up to this home! The full basement provides excellent storage and potential for future finishing. Gunstock Resort is 5 miles away! Skiing, snowboarding, snowtubing in the winter and an adventure park with mountain coaster, zipline and ropes course in the summer! Bank of NH Pavilion concert venue is 7 miles down the road! Whether you're looking to make memories, invest in a lake-area property, or create a cozy home base in one of New Hampshire’s most desirable regions, this property is full of opportunity.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dryer,Microwave,Mini Fridge,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Hook-ups

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Forced Air,Hot Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: ALTNM65B31
  • Zoning description: LR-LAK
  • Exclusions: personal items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed Porch,Screened Porch
  • Exterior features: Deck
  • Waterfront features: Beach Access

Lot

  • Lot size: 7,841 sqft
  • Features: Country Setting,Ski Area,Wooded

Parking

  • Parking features: Crushed Stone,Dirt,Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $122$1,464
Property Taxes $475$5,700
Electricity $283$3,398
Total$3,104$37,248

Income You'd Need if You Spent...

35% on housing$106,422/yr
40% on housing$93,120/yr
45% on housing$82,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 03810$309
Belknap County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 03810$297
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$439,900
2025-12-04Listing removed$439,900
2025-11-07Listed for sale$439,900
2023-06-27Listing removed--
2023-06-06Listed for rent$2,350
2020-07-24Sold$180,000
2020-05-25Listed for sale$174,900

For Sale by Agent

AgentJason Saphire
Brokeragewww.HomeZu.com

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