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16 Bay St, Claremont, NH, 03743

2beds
1baths
1,216sqft
$319,000
$262price/sqft
$2,500/moest. monthly cost
$100,000/yrincome needed

About This Home

Well maintained, charming New Englander home set in a pleasant, desirable neighborhood. This inviting 2 bedroom home offers thoughtful layout with a 3-season porch, bright dining room and full kitchen. Original woodwork remains unpainted and hardwood floors throughout preserve the home's timeless character and warmth. Functional mudroom with ability to add a half bathroom as desired. Brand new on demand hot water heater and heat efficiency with cast iron radiators and propane fireplace. Energy efficiency has been a priority, with blown-in insulation added in 2010 along with Harvey windows replacement. The exterior showcases clapboard siding, upper exterior with cedar shakes accents and fresh paint completed in 2025. An unattached garage adds additional storage and utility. Outside, the spacious backyard offers endless possibilities with gardening potential, mature shrubbery, including a Holly Bush, and plenty of room to create your own private sanctuary.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Bluff SchoolGrades K-50.2 mi
2/10
Claremont Middle SchoolGrades 6-80.7 mi
1/10
Stevens High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1938

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Oil

Interior Area

  • Total interior livable area: 1,216 sqft

Property

Details

  • Parcel number: CLMNM119L48

Features

  • Exterior features: Wood

Lot

  • Lot size: 0.44 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance $134$1,608
Property Taxes $470$5,640
Electricity $283$3,398
Total$2,500$30,000

Income You'd Need if You Spent...

35% on housing$85,714/yr
40% on housing$75,000/yr
45% on housing$66,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 03743$132
Sullivan County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 03743$197
Sullivan County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-25Listed for sale$319,000
2010-11-22Sold$93,500

For Sale by Owner

AgentProperty Owner

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