3507 Saint Andrews Dr SE, Rio Rancho, NM, 87124
About This Home
Owner financing possible 5.5% interest - A beautiful 3,153 sq ft 4 bed, 2 bath multi-level home nestled in a quiet neighborhood with two living rooms with fireplaces and a wet bar, a central kitchen and designated dining room. The 528 sq ft upstairs loft includes a bedroom, full bath with separate shower and large jetted tub and a covered sunroom with mountains views. The fully landscaped front yard and backyard garden with a raised garden beds, winding walking paths, fruit trees and grapevines, a newly installed (2024) Swim spa, two outdoor storage sheds, and a covered patio on a large 0.45-acre lot. This home would be perfect for entertaining or just enjoying the outdoors while only being minutes from Southern Blvd. and Pat D'Arco Highway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1980
Materials
- Foundation: Pillar/Post/Pier,Raised,Slab
- Roof: Pitched,Shingle
- Construction materials: Aluminum Siding,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Custom,Split Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Range,Cooktop,Dishwasher,Disposal,Refrigerator,Water Softener Owned
- Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Attic,Beamed Ceilings,Wet Bar,Breakfast Bar,Breakfast Area,Ceiling Fan(s),Dual Sinks,Home Office,Jetted Tub,Multiple Living Areas,Sunken Living Room,Walk-In Closet(s)
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Gas Log,Pellet Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Pellet Stove
- Cooling features: Evaporative Cooling
Interior Area
- Total structure area: 3,153
- Total interior livable area: 3,153 sqft
Kitchen
- Level: Main
- Area: 183.57
Living Room
- Level: Main
- Area: 335.73
Primary Bedroom
- Level: Upper
- Area: 300.22
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1013068174514
- Zoning description: R-1
- Special condition: Standard
Features
- Levels: Two,Multi/Split
- Stories: 2
- Pool features: Above Ground
- Patio & porch: Covered,Patio
- Exterior features: Hot Tub/Spa,Private Yard
- Has spa: Yes
- Fencing: Back Yard
- Has view: Yes
Lot
- Lot size: 0.45 Acres
- Features: Garden,Landscaped,Sprinklers Partial,Views
Parking
- Total spaces: 1
- Parking features: Attached,Door-Multi,Finished Garage,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sandoval County and New Mexico
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,882 | $34,584 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $313 | $3,756 |
| Electricity | $224 | $2,690 |
| Total | $3,539 | $42,468 |
Income You'd Need if You Spent...
New Mexico FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Price change | $575,000 |
| 2025-10-22 | Listed for sale | $619,500 |
| 2023-10-02 | Sold | -- |
| 2023-09-08 | Pending sale | $455,000 |
| 2023-09-06 | Listed for sale | $455,000 |
| 2023-08-22 | Listing removed | -- |
| 2023-08-05 | Price change | $445,000 |
| 2023-07-29 | Price change | $449,999 |
| 2023-07-24 | Price change | $459,999 |
| 2023-07-13 | Price change | $474,999 |
| 2023-07-07 | Listed for sale | $499,999 |
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