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4424 Desert Lily Ct SE, Rio Rancho, NM, 87124

2beds
2baths
1,447sqft
$329,999
$228price/sqft
$2,117/moest. monthly cost
$84,680/yrincome needed

About This Home

Nestled within a lovely gated community, this beautifully maintained 2-bedroom, 2-bathroom home offers comfort, convenience, and exceptional value. Ideally located on the south end of Rio Rancho with stunning views overlooking Corrales, you'll enjoy easy access to Albuquerque, Cottonwood Mall, shopping, dining, and major commuter routes. Recent upgrades include a brand-new TPO roof with transferable warranty, newer refrigerated air system, newer water heater, updated kitchen appliances, elegant tile flooring, granite countertops, and a fully remodeled primary bathroom. Both bedrooms feature private patios, while the fully landscaped yard creates a welcoming outdoor retreat. Move-in ready and meticulously cared for, this home is a must-see!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
7/10
Rio Rancho Middle SchoolGrades 6-83.8 mi
7/10
Rio Rancho High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Main Level Primary,Shower Only,Separate Shower,Walk-In Closet(s)
  • Window features: Vinyl
  • Flooring: Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,447
  • Total interior livable area: 1,447 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 234

Primary Bedroom

  • Level: Main
  • Area: 143

Property

Details

  • Parcel number: 1014067178462
  • Zoning description: R-2

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Courtyard

Lot

  • Lot size: 3,920 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$120$1,440
Property Taxes $181$2,172
Electricity $148$1,780
Total$2,117$25,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,582/yr
40% on housing$63,510/yr
45% on housing$56,453/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$329,999
2026-06-09Listed for sale$329,999
AgentYvonne R. Gonzales
BrokerageOso Elite Realty

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