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959 S Hill Rd, Bernalillo, NM, 87004

2beds
1baths
1,030sqft
$229,900
$223price/sqft
$1,888/moest. monthly cost
$75,520/yrincome needed

About This Home

Classic adobe with brick floor living room and wood burning kiva fireplace. Two minute access to I25 for easy commute. Private stucco walled lot with gated entry. Two car carport, and storage shed.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
Wd Carroll Elementary SchoolGrades PK-20.6 mi
7/10
Bernalillo Middle SchoolGrades 6-81.2 mi
4/10
Bernalillo High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Interior Area

  • Total interior livable area: 1,030 sqft

Property

Details

  • Parcel number: R131611

Lot

  • Lot size: 4,350 sqft

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$120$1,440
Property Taxes $458$5,496
Electricity $148$1,780
Total$1,888$22,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$75,520/yr
35% on housing$64,731/yr
40% on housing$56,640/yr
45% on housing$50,346/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 87004$210
Sandoval County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 87004—
Sandoval County—

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$229,900

For Sale by Owner

AgentProperty Owner
Phone(505) 962-2385
View on Zillow

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