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3465 Calle Suenos SE, Rio Rancho, NM, 87124

4beds
2baths
2,651sqft
$435,000
$164price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Lovely Southwestern-style home nestled in the heart of Rio Rancho with breathtaking views of the bosque, city lights, and surrounding mountains. This warm and inviting home features beautiful beamed ceilings, a classic kiva fireplace, and authentic Southwestern charm throughout. Offering four bedrooms and two full baths, there is plenty of space to relax and entertain. Enjoy the peaceful setting with open space directly behind the home, providing privacy and stunning sunsets right from your backyard. A truly special property that captures the beauty and spirit of New Mexico living.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
7/10
Rio Rancho Middle SchoolGrades 6-82.3 mi
7/10
Rio Rancho High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Disposal,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 154.7

Bedroom3

  • Level: Main
  • Area: 132

Bedroom4

  • Level: Main
  • Area: 95.55

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 165.67

Family Room

  • Level: Main
  • Area: 337.75

Features

  • Breakfast Bar,Breakfast Area,Multiple Living Areas,Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,651
  • Total interior livable area: 2,651 sqft

Kitchen

  • Level: Main
  • Area: 123.63

Living Room

  • Level: Main
  • Area: 437

Primary Bedroom

  • Level: Main
  • Area: 251.63

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1013069123202
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Deck

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Finished Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$120$1,440
Property Taxes $239$2,868
Electricity $188$2,261
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$435,000
2026-06-25Price change$450,000
2026-05-15Listed for sale$475,000
2019-06-12Sold--
2019-05-05Pending sale$280,000
2019-05-02Listed for sale$280,000
2017-09-06Listing removed$287,000
2017-08-23Listed for sale$287,000

For Sale by Agent

AgentBarbara Weaver-Wyne
BrokerageSimply Real Estate

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