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3606 Saint Andrews Dr SE, Rio Rancho, NM, 87124

5beds
4baths
3,791sqft
$630,000
$166price/sqft
$3,920/moest. monthly cost
$156,800/yrincome needed

About This Home

JUST LISTED! A rare and unique custom home in the quiet established Panorama Heights Neighborhood in the Heart of Rio Rancho. This newly renovated, move-in-ready TRI-LEVEL home offers approximately 3,791 square feet of spacious, open-concept living. The property features a brand-new roof, all new stucco, high ceilings, and an abundance of natural light provided by numerous windows and skylights. The home has been extensively updated throughout, including completely remodeled upstairs bathrooms, new carpet, new custom window blinds, and modern lighting fixtures. Additional upgrades include new toilets, hardware, and updated electrical outlets. A significant highlight is the additional 550-square-foot multi-purpose room, which provides a flexible space perfect for a sunroom, home office, or

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
7/10
Rio Rancho Middle SchoolGrades 6-82.6 mi
7/10
Rio Rancho High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Foundation: Permanent
  • Roof: Tar/Gravel
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Refrigerator
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Bookcases,Bathtub,Ceiling Fan(s),Separate/Formal Dining Room,Dual Sinks,Garden Tub/Roman Tub,High Ceilings,High Speed Internet,Home Office,Living/Dining Room,Multiple Living Areas,Main Level Primary,Multiple Primary Suites,Skylights,Soaking Tub,Cable TV,Walk-In Closet(s)
  • Window features: Metal,Skylight(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Log Lighter,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Central,Ductless
  • Cooling features: Evaporative Cooling,Multi Units

Interior Area

  • Total structure area: 3,791
  • Total interior livable area: 3,791 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 630

Primary Bedroom

  • Level: Main
  • Area: 308

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1013069236027
  • Zoning description: R-1

Features

  • Levels: Three Or More,Multi/Split
  • Stories: 3
  • Exterior features: Private Yard,Sprinkler/Irrigation
  • Fencing: Back Yard

Lot

  • Lot size: 0.35 Acres
  • Features: Lawn,Sprinklers Automatic,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$120$1,440
Property Taxes $346$4,152
Electricity $269$3,234
Total$3,920$47,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,400/yr
40% on housing$117,600/yr
45% on housing$104,533/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$675,000
2009-03-27Sold--

For Sale by Agent

AgentKatrina Y Flores
BrokeragePremiere 1 Real Estate, LLC

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