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1703 Pine Needle Ln, Elberton, GA, 30635

5beds
3baths
3,097sqft
$485,000
$157price/sqft
$3,968/moest. monthly cost
$158,720/yrincome needed

About This Home

Welcome Home to an Exquisite Elberton Golf Community Retreat! Discover the pinnacle of refined living in this move-in-ready, 5-bedroom, 4-sided brick residence, meticulously and tastefully updated throughout. Located within a highly coveted golf community, this home offers an unparalleled lifestyle with an array of amenities at your doorstep.Step inside to a flowing layout that showcases a spacious interior, including a large bonus room perfect for a home office, media center, or playroom. The heart of the home is a chef's dream, featuring beautiful granite countertops that offer both style and functionality.Luxurious Primary Suite featuring A private sanctuary with a double vanity, large shower, and "his and her" closets for ultimate convenience. Updated recessed lighting throughout,Whole House Vacuum System, Enjoy modern convenience and easy maintenance. Flexible Flooring: Plush carpeting is installed, with Bamboo laminate flooring underneath if desired for a future seamless transition. Unbeatable Outdoor Living & Amenities: Screened-In Back Porch: Perfect for year-round relaxation and entertaining, overlooking lush, sodded grounds. Meticulous Landscaping: A full sprinkler system ensures a pristine, beautiful yard with minimal effort. Direct Country Club Access: A dedicated golf cart easement provides easy access to the Elberton Country Club for golf, swimming, and dining privileges.Prime Location & Convenience: Abundant Storage: Plenty of attic space and a separate storage building cater to all your storage needs. Recreational Proximity: A short drive to Russell, Hartwell, and Clarke Hill Lakes offers endless outdoor recreation opportunities.Local Convenience: Just a mile from Walmart and a short drive to the charm of Historic Downtown Elberton. This remarkable find offers an exquisite living experience for those seeking comfort, luxury, and convenience. Huge corner lot on Country Club Rd and Pine Needle ln totaling 1.53 acres. Call today to schedule your private showing and experience this exceptional property firsthand! Possible 100% financing. Ask about interest rate buydown credit.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
4/10
Elbert County High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Central Vacuum,Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Attic: Expandable
  • Finished area below ground: 0
  • Finished area above ground: 3,097

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,097
  • Total interior livable area: 3,097 sqft

Property

Details

  • Parcel number: 042H 051C

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.59 Acres
  • Features: Corner Lot,Level,Open Lot

Parking

  • Parking features: Garage,Guest,Kitchen Level,Side/Rear Entrance,Storage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$310$3,720
Property Taxes $906$10,872
Electricity $300$3,610
Total$3,968$47,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,045/yr
40% on housing$119,040/yr
45% on housing$105,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 30635$106
Elbert County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 30635
Elbert County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$485,000
2026-04-23Price change$490,000
2026-03-26Price change$495,000
2026-02-28Price change$515,000
2026-02-01Listed for sale$535,000
2020-10-19Sold$351,000
2020-09-09Pending sale$355,000
2020-09-04Listed for sale$355,000

For Sale by Agent

AgentBruce Evans, EXIT For Sale Realty
BrokerageEXIT For Sale Realty

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