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189 Savannah Lane, Richmond Hill, GA, 31324

5beds
3baths
3,272sqft
$419,000
$128price/sqft
$2,912/moest. monthly cost
$116,480/yrincome needed

About This Home

189 Savannah Lane is a standout 5-bed home in White Oak Village with 3,272 sqft, 3 full baths, a corner lot, open living spaces, a huge eat-in kitchen, and a flexible loft in Richmond Hill, GA. Built in 2011, this home offers the space buyers want with the everyday function they need. Welcome inside to an open floor plan with great natural light, luxury vinyl planking, neutral finishes, and an easy flow from the living area to the kitchen. The kitchen is the heart of the home, featuring rich cabinetry, generous counter space, stainless steel appliances, a center island, and plenty of room for casual dining or gathering. The living room adds warmth with a fireplace and built-in shelving, while the oversized loft gives you valuable flex space for a media room, office, playroom, or second lounge. The luxury bath features marble tops, dual sinks, a soaking tub, and a separate shower. Outside, enjoy a fenced backyard, screened porch, storage shed, wide lawn space, and the added presence of a desirable corner lot. Located in Richmond Hill’s White Oak Village, this 4-bed home in White Oak Village delivers room, comfort, and convenience near local shopping, dining, schools, and coastal Georgia commuter routes.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
8/10
Richmond Hill High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Disposal,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Area,Bathtub,Ceiling Fan(s),Double Vanity,Kitchen Island,Separate Shower,Upper Level Primary,Fireplace
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,272 sqft

Laundry

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 0462209
  • Special condition: Standard

Features

  • Patio & porch: Porch,Front Porch,Screened
  • Fencing: Wood,Yard Fenced
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 7,405 sqft

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$226$2,712
Property Taxes $251$3,012
Electricity $317$3,814
Total$2,912$34,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,840/yr
40% on housing$87,360/yr
45% on housing$77,653/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 31324$244
Bryan County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31324$198
Bryan County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$419,000
2011-03-25Sold$260,805

For Sale by Agent

AgentJunior Matthews
BrokerageLPT Realty LLC

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