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416 W Church Street, Swainsboro, GA, 30401

5beds
5baths
5,928sqft
$895,000
$151price/sqft
$6,624/moest. monthly cost
$264,960/yrincome needed

About This Home

The Karrh Mansion, circa 1907, stands as one of Swainsboro’s most beautifully preserved historic homes; lovingly renovated in accordance with historical guidelines. Nearly 1.5 acres across two lots, this Classical Greek Revival estate is defined by a temple-front façade, massive Corinthian columns, two-story portico, and wraparound porch. Owners have spent a significant amount to ensure the home is both structurally sound, and stunning. Examples include hardwood floors throughout, a chef’s kitchen with Thermador appliances and oversized island, formal dining room with hand painted wallpaper circa 1912, butler's pantry, stained glass, and seven fireplaces. First-floor primary suite opens into a grand, oversized bath with his/hers custom closets. Upstairs, four large bedrooms, and a sunlit sleeping porch that is one of the home’s most distinctive features. Conveniently located near Emanuel Medical Center, Swainsboro Golf Club, and only 45 minutes to both Statesboro and Dublin.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
5/10
Swainsboro Middle SchoolGrades 6-82.6 mi
3/10
Swainsboro High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Brick/Mortar,Crawlspace,Pillar/Post/Pier,Raised
  • Roof: Composition
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Double Oven,Dishwasher,Freezer,Disposal,Gas Water Heater,Microwave,Oven,Range,Range Hood,Some Commercial Grade,Wine Cooler,Warming Drawer,Dryer,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Room,Laundry Tub,Sink,Washer Hookup,Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Features

  • Built-in Features,Butler's Pantry,Breakfast Area,Bathtub,Cathedral Ceiling(s),Central Vacuum,Double Vanity,Entrance Foyer,Gourmet Kitchen,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Main Level Primary,Primary Suite,Pantry,Pull Down Attic Stairs,Recessed Lighting,Split Bedrooms,Separate Shower,Programmable Thermostat
  • Number of fireplaces: 7
  • Fireplace features: Decorative,Family Room,Great Room,Living Room,Master Bedroom
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 5,928
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total interior livable area: 5,928 sqft

Property

Details

  • Parcel number: S24 024
  • Zoning: R3
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch,Balcony,Deck,Front Porch,Wrap Around
  • Exterior features: Balcony,Deck,Landscape Lights

Lot

  • Lot size: 1.48 Acres
  • Features: City Lot,Garden,Historic District,Interior Lot,Level,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Drought
Hail
Hurricane
Heat Wave
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$943$11,316
Property Taxes $581$6,972
Electricity $575$6,911
Total$6,624$79,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,108/yr
40% on housing$198,720/yr
45% on housing$176,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 30401$109
Emanuel County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 30401
Emanuel County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Listed for sale$995,000
2014-12-10Sold$114,000
2014-08-14Listed for sale$135,000

For Sale by Agent

AgentRuben E. Ramos
BrokerageDaniel Ravenel SIR

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