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3201 Highway 17, Toccoa, GA, 30577

3beds
2baths
1,980sqft
$349,000
$176price/sqft
$2,421/moest. monthly cost
$96,840/yrincome needed

About This Home

Spacious, freshly painted four-sided brick ranch w/rental warehouse next door! This mid-century home offers the finest of its era with modern features. The foyer opens to a gracious formal living and dining room with lots of natural lighting. Get ready to cook in this oversized, country kitchen with new stainless-steel appliances and additional cook top. Just beyond the large family room with brick fireplace and built in shelving is a vaulted sunroom, leading to a screened porch and massive garden kitchen equipped with two gas stove tops, just ready for your canning or entertaining events! The backyard awaits with a grilling patio, a family gathering deck, and a private deck just off the master suite. There is even a golf cart shelter! The quiet and roomy backyard has a covered car shed and multiple outbuildings just ready for your projects. Three spacious bedrooms and 2 full baths make up the main floor. Downstairs a full, partially finished basement with brick fireplace offers limitless expansion potential! Additional washer and dryer are located downstairs for convenience. You'll also find a garage door for under house parking. RENTAL POTENTIAL: Next door is 3200 sq feet warehouse with parking and excellent road frontage and recently added commercial grade roof, just ready to be finished inside for your business needs or as an income producing property on site! This all-brick ranch with income producing capabilities is the total package on Big A Road just a short drive or walk to shopping and dining. This property has never been offered for sale in its history. An opportunity to own one of Toccoa's treasures AND income producing warehouse all in one!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Big A Elementary SchoolGrades PK-K0.8 mi
4/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1964

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Ice Maker,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Mud Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Daylight,Exterior Entry,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Master On Main Level,Tile Bath
  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,980

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Second Kitchen

Property

Details

  • Parcel number: 042C 067

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch,Screened
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.85 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Basement,Carport,Garage,Kitchen Level,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$232$2,784
Property Taxes $206$2,472
Electricity $219$2,637
Total$2,421$29,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,005/yr
40% on housing$72,630/yr
45% on housing$64,560/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$135
Stephens County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$349,000

For Sale by Agent

AgentShannon McFarlin
BrokerageHammock Realty North Georgia

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