436 E Division St, Dowagiac, MI, 49047
About This Home
Charming Cape Cod in the heart of Dowagiac! Offering over 2,000 finished square feet, this spacious home features 4 bedrooms and 2 full baths, including an upper-level primary suite with private bath. Enjoy peace of mind with a new roof installed in 2021. Outside, you'll find a detached 1-car garage and a large backyard complete with newer privacy fencing -- perfect for pets, play, or entertaining. Conveniently located near M-62, M-51, Mill Pond Park, James Heddon Park, Dowagiac Creek, local golf courses, and Dowagiac's downtown shopping and dining district. All appliances included. Welcome Home!!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Michigan Basement,Partial
Bathroom1
- Level: Main
Bedroom2
- Level: Upper
- Area: 96
- Dimensions: 8.00 x 12.00
Bedroom3
- Level: Upper
Bedroom4
- Level: Main
- Area: 182
- Dimensions: 13.00 x 14.00
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Den
- Level: Main
- Area: 156
- Dimensions: 13.00 x 12.00
Dining Room
- Level: Main
- Area: 224
- Dimensions: 14.00 x 16.00
Features
- Ceiling Fan(s)
- Window features: Low-Emissivity Windows,Replacement,Insulated Windows,Window Treatments
- Flooring: Carpet
- Finished area below ground: 0
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,090
- Total interior livable area: 2,090 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12.00 x 12.00
Laundry
- Level: Basement
Living Room
- Level: Main
- Area: 221
- Dimensions: 13.00 x 17.00
Master Bathroom
- Level: Upper
- Area: 144
- Dimensions: 12.00 x 12.00
Master Bedroom
- Level: Upper
- Area: 180
- Dimensions: 12.00 x 15.00
Other
- Level: Upper
- Area: 36
- Dimensions: 6.00 x 6.00
Property
Details
- Parcel number: 1416030004300
Features
- Stories: 2
- Waterbody name: Dowagiac Creek
Lot
- Lot size: 6,534 sqft
- Features: Sidewalk,Wooded,Ravine
- Lot size dimensions: 65 x 100
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Cass County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $117 | $1,404 |
| Property Taxes | $139 | $1,668 |
| Electricity | $227 | $2,735 |
| Total | $1,393 | $16,716 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $175,000 |
| 2026-07-22 | Price change | $180,000 |
| 2026-06-25 | Listed for sale | $190,000 |
| 2026-06-20 | Contingent | $190,000 |
| 2026-06-07 | Listed for sale | $190,000 |
| 2022-09-23 | Sold | $138,000 |
| 2022-07-25 | Pending sale | $148,888 |
| 2022-07-07 | Listed for sale | $148,888 |
| 2022-06-16 | Pending sale | $148,888 |
| 2022-06-13 | Price change | $148,888 |
| 2022-06-06 | Price change | $158,888 |
| 2022-05-28 | Listed for sale | $164,444 |
| 2020-06-03 | Sold | $129,000 |
| 2020-02-17 | Listed for sale | $124,900 |
| 2019-12-01 | Listing removed | $129,000 |
| 2019-10-24 | Price change | $129,000 |
| 2019-07-13 | Price change | $130,000 |
| 2019-05-10 | Price change | $147,000 |
| 2019-04-16 | Listed for sale | $149,000 |
| 2018-06-24 | Listing removed | $120,000 |
| 2018-06-21 | Price change | $120,000 |
| 2018-06-13 | Price change | $122,000 |
| 2018-06-01 | Price change | $124,000 |
| 2018-05-23 | Price change | $122,000 |
| 2018-05-09 | Listed for sale | $122,500 |
| 2014-04-02 | Sold | $12,000 |
| 2012-06-08 | Sold | $1,323 |
| 2009-03-02 | Sold | $26,900 |
| 2008-07-22 | Sold | $65,250 |
| 2006-12-07 | Sold | $81,500 |
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