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13585 Stover Ct APT 8, Charlevoix, MI, 49720

2beds
2baths
935sqft
$339,900
$364price/sqft
$2,521/moest. monthly cost
$100,840/yrincome needed

About This Home

Beautifully updated 2-bedroom, 2-bath upper-level condo featuring a remodeled kitchen with tall cherry soft-close cabinetry, quartz countertops, stainless GE & Frigidaire appliances, plus added cabinetry & a convenient coffee bar/workspace. Recent improvements include a new furnace & central A/C (2025), ceiling fans, fresh interior paint, new window treatments, updated bathroom lighting, a new primary vanity, faucets, & Kohler toilets. The upper-level location provides pleasant views from the private balcony along with seasonal breezes. The property includes one designated carport, generous overflow parking, & access to an association-maintained summer boat storage area at no additional charge. Boaters will appreciate convenient access to the Lake Charlevoix boat launch with no overhead utility wires along the route, allowing sailboats to travel with the mast raised. Located approximately one block from Lake Charlevoix, a public beach, park, boat launch, & Irish Boat Shop & Marina, the property also offers convenient access to downtown Charlevoix's shopping, dining, library, seasonal festivals, concerts, & waterfront. Additional recreational opportunities nearby include golf, cycling, tennis, pickleball, water sports, & several ski areas within approximately 30 minutes.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
9/10
Charlevoix High SchoolGrades 7-121.4 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Refrigerator,Washer,Dryer,Range

Bedroom

  • Area: 137.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 935 sqft

Kitchen

  • Area: 70.55000000000001

Living Room

  • Area: 142.5

Master Bedroom

  • Area: 156.4

Property

Details

  • Parcel number: 00477702600

Lot

  • Features: Paved

Parking

  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$98$1,176
Property Taxes $517$6,204
Electricity $188$2,259
Total$2,521$30,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,434/yr
40% on housing$75,630/yr
45% on housing$67,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 49720$288
Charlevoix County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 49720
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$339,900
2026-07-14Listing removed--
2026-07-11Listed for sale$338,000
2021-03-24Listing removed--
2019-08-11Listing removed$164,000
2019-05-21Listed for sale$164,000

For Sale by Agent

AgentAlex Konopaske
BrokerageBerkshire Hathaway HomeServices Real Estate

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