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111 E Sinclair, Mackinaw City, MI, 49701

5beds
2baths
1,920sqft
$275,000
$143price/sqft
$2,014/moest. monthly cost
$80,560/yrincome needed

About This Home

Spacious 5-bedroom, 2-bath home in the heart of Mackinaw City, just a short walk to the iconic Mackinac Bridge, downtown shops, restaurants, and ferry access to Mackinac Island. Offering nearly 2,000 sq ft of living space, this property features a large primary suite, functional layout, and multiple recent updates including newer siding, roof, and vinyl windows. Enjoy outdoor living with a spacious deck and a generous backyard with storage shed. Whether you're looking for a year-round residence or a Northern Michigan getaway, this home delivers location, space, and convenience all in one. Move-in ready with immediate possession available--start enjoying summer at the Straits!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
Mackinaw City K-12 SchoolGrades PK-120.7 mi

Construction

Condition

  • Property condition: Age: 50+
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Heating

  • Heating features: Hot Water,Natural Gas

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 012V0705701500

Features

  • Patio & porch: Porch Open

Lot

  • Features: City Lot
  • Lot size dimensions: 150' by 50'

Parking

  • Total spaces: 3
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Cheboygan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$154$1,848
Property Taxes $261$3,132
Electricity $209$2,513
Total$2,014$24,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,051/yr
40% on housing$60,420/yr
45% on housing$53,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 49701$160
Cheboygan County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 49701
Cheboygan County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$295,000
2023-07-18Sold$245,000
2023-06-21Pending sale$255,000
2023-06-20Listed for sale$255,000
2023-06-14Pending sale$255,000
2023-04-14Price change$255,000
2023-01-05Listed for sale$260,000
2012-10-30Sold$17,500

For Sale by Agent

AgentMackenzie Thomas
BrokerageFive Water Realty

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