26365 W H40, TROUT LAKE, MI, 49793
About This Home
Reduced! Nestled on a peaceful ¾-acre lot just 30 minutes north of the Mackinac Bridge, this charming 600 sq ft, 1BR, 1BA cottage is the perfect Up North getaway. Featuring a cozy fireplace, air conditioning and most furnishings and appliances included, it's ready to enjoy. The spacious pole barn offers a finished sleeping room for the kids and plenty of storage for all your recreational toys. Located on a paved, county-maintained road just 4 minutes from Trout Lake and directly across from thousands of acres of Hiawatha National Forest, you'll enjoy year-round access to hunting, fishing, boating, hiking, ATV and snowmobile trails, and endless outdoor adventure.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Crawl
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: Insert
- Fireplace: Yes
- Finished area above ground: 600
Heating & Cooling
- Heating features: Mini Split Heat/Cool,Baseboard,Electric,Propane
- Cooling features: Mini Split Heat/Cool
Interior Area
- Total structure area: 600
- Total interior livable area: 600 sqft
Property
Details
- Parcel number: 01512700500
Features
- Frontage type: None
Lot
- Lot size: 0.75 Acres
- Lot size dimensions: 0.75 acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Chippewa County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $983 | $11,796 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $181 | $2,172 |
| Electricity | $188 | $2,259 |
| Total | $1,493 | $17,916 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $194,500 |
| 2026-06-29 | Listed for sale | $199,500 |
| 2015-06-30 | Listing removed | $64,900 |
| 2014-11-25 | Listed for sale | $64,900 |
| 2014-10-10 | Listing removed | $64,900 |
| 2014-08-11 | Listed for sale | $64,900 |
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