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10421 N Whitefish Point Rd, Paradise, MI, 49768

2beds
1baths
1,200sqft
$289,900
$242price/sqft
$1,975/moest. monthly cost
$79,000/yrincome needed

About This Home

INCOME POTENTIAL MEETS U.P. ADVENTURE: Wake up to breathtaking sunrises over Whitefish Bay from this beautifully crafted 2-bedroom, 1-bath home set on 2.66 acres bordering State Land. Ideal as a short-term rental, snowmobile/vacation basecamp, or year-round home. Built in 2005, this 1,200 sq ft home offers quality finishes throughout, including ceramic tile flooring, custom cedar cabinetry, doors, and trim, plus a gas fireplace with electric backup for all-season comfort. Guests and owners alike will love the four-season sunroom filled with natural light and panoramic views. The attached 2-car garage and additional outbuildings provide excellent storage for sleds, ATVs, and all your gear. Located near Tahquamenon Falls, Whitefish Point Lighthouse, and endless trail systems.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Whitefish Township SchoolGrades PK-123.3 mi

Construction

Condition

  • Property condition: Age: 11 - 20
  • Year built: 2005

Materials

  • Foundation: Wood Foundation
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: Main Level

Bathroom

  • Level: M
  • Area: 34.43
  • Dimensions: 6.17 x 5.58

Bedroom2

  • Level: M
  • Area: 130.48
  • Dimensions: 12.83 x 10.17

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: M
  • Area: 89.08
  • Dimensions: 10.58 x 8.42

Features

  • Window features: Window Coverings,Vinyl,Wood Frames
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One,With Mantle
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Baseboard,Electric,Free Standing Fireplace,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: M
  • Area: 88.13
  • Dimensions: 10.58 x 8.33

Living Room

  • Level: M
  • Area: 227.2
  • Dimensions: 13.5 x 16.83

Other

  • Level: M
  • Area: 82.77
  • Dimensions: 9.83 x 8.42

Primary Bedroom

  • Level: M
  • Area: 89.2
  • Dimensions: 8.92 x 10

Sunroom

  • Level: M
  • Area: 243.46
  • Dimensions: 21.17 x 11.5

Property

Details

  • Parcel number: 01621003000

Features

  • Patio & porch: Open Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Whitefish Bay

Lot

  • Lot size: 2.70 Acres
  • Features: Lawn,Wooded
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Chippewa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$79$948
Property Taxes $243$2,916
Electricity $188$2,259
Total$1,975$23,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,714/yr
40% on housing$59,250/yr
45% on housing$52,666/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 49768$139
Chippewa County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 49768$273
Chippewa County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Price change$289,900
2026-02-27Listed for sale$299,000
2025-11-02Listing removed$299,000
2025-08-28Price change$299,000
2025-07-11Price change$309,000
2025-05-25Listed for sale$325,000
2005-07-26Sold$55,000

For Sale by Agent

AgentJane Merrell
BrokerageRE/MAX NorthStar Realty

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