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4628 Filter Rd, Harrison, MI, 48625

3beds
2baths
1,232sqft
$299,900
$243price/sqft
$2,471/moest. monthly cost
$98,840/yrincome needed

About This Home

Beautifully maintained 3 bedroom, 2 full bath log-style home nestled on a mostly private and secluded 1.14-acre setting, offering the perfect blend of up-north charm and everyday comfort. The spacious primary suite features a large garden tub and a slider door leading directly to the deck with access to a 7-seat hot tub, creating a relaxing retreat right at home. The inviting living room showcases a stunning fireplace with custom glass-front cabinetry on each side, adding both warmth and character. The kitchen comes fully equipped with stove, refrigerator, dishwasher, and microwave, along with included washer and dryer. Enjoy outdoor living at its best with an expansive covered wraparound porch and decking, ideal for entertaining, complete with a large custom table and bench seating (which was just refinished by the seller) perfectly suited for gatherings. The property is serviced by natural gas, Spectrum TV and internet, a 4-inch well, septic system, and features a concrete driveway, all conveniently located just off a paved road and outside city limits. Outbuildings are a standout feature, including a 24x40 2½ car detached insulated garage with electric and additional uninsulated storage space, with natural gas already run but not connected. You’ll also find an impressive 28x32 building with loft attached to a 40x40 single-story barn, both spray foam insulated and offering sidewall skylights (note: 6 lights will be excluded and replaced). A detached 20x24 lean-to houses the wood boiler system that heats the two adjoining barns, along with space for wood storage. Please note the sawdust shed will be excluded and removed prior to possession. This property offers exceptional space, functionality, and that sought-after northern Michigan feel, perfect as a full-time residence or getaway.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
Harrison Middle SchoolGrades 6-83.0 mi
5/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Log

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer,Tankless Water Heater
  • Laundry features: First Floor Laundry,Laundry Room,Main Level

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Features: Ceramic
  • Level: Main
  • Area: 45

Bathroom2

  • Features: Vinyl
  • Level: Main
  • Area: 30

Bedroom1

  • Features: Carpet
  • Level: Main
  • Area: 264

Bedroom2

  • Features: Carpet
  • Level: Main
  • Area: 90

Bedroom3

  • Features: Carpet
  • Level: Main
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Ceilings,Cathedral/Vaulted Ceiling,Eat-in Kitchen
  • Window features: Bay Window(s),Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet,Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Kitchen

  • Features: Ceramic
  • Level: Main
  • Area: 120

Living Room

  • Features: Wood
  • Level: Main
  • Area: 208

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 00710002700
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Rural View
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 165

Lot

  • Lot size: 1.14 Acres
  • Features: Deep Lot - 150+ Ft.,Wooded,Unpaved,Subdivision,Graded,Platted
  • Lot size dimensions: 165 x 300

Parking

  • Total spaces: 5
  • Parking features: Garage,Detached,Electric in Garage,Garage Door Opener,Heated Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$294$3,528
Property Taxes $473$5,676
Electricity $188$2,259
Total$2,471$29,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,720/yr
40% on housing$74,130/yr
45% on housing$65,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 48625$99
Clare County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 48625
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$299,900

For Sale by Agent

AgentSHANNON CUMMINGS
BrokerageCUMMINGS REALTY

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