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4792 N Clare Ave, Harrison, MI, 48625

0beds
1baths
892sqft
$49,000
$55price/sqft
$523/moest. monthly cost
$20,920/yrincome needed

About This Home

Let's not sugarcoat it—this property is a tear-down. Situated on 0.58 acres, the existing home is considered uninhabitable and is not suitable for occupancy. The condition of the well and septic system is unknown. Zoned Commercial, this property presents an excellent opportunity for redevelopment. Whether you're looking to build a new business location or invest in commercial property, the possibilities are worth exploring, subject to local zoning requirements and approvals. The property is being sold **AS IS**. The seller will make no repairs or improvements.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Harrison Middle SchoolGrades 6-83.1 mi
5/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 892

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 892
  • Total interior livable area: 892 sqft

Property

Details

  • Parcel number: 00740502900 & 007405030
  • Zoning description: Commercial
  • Special condition: Private,Other-See Remarks

Features

  • Levels: One
  • Stories: 1
  • Frontage type: Road
  • Frontage length: 148

Lot

  • Lot size: 0.58 Acres
  • Features: Main Street,Cleared,Platted
  • Lot size dimensions: 148 x 159 x 137 x 160

Parking

  • Total spaces: 3
  • Parking features: 3 or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$48$576
Property Taxes $40$480
Electricity $188$2,259
Total$523$6,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,931/yr
40% on housing$15,690/yr
45% on housing$13,946/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 48625$103
Clare County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 48625
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$49,000

For Sale by Agent

AgentROBIN WITKOWSKI
BrokerageCentury 21 Signature - Clare

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