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293 Birch St, Harrison, MI, 48625

4beds
1baths
930sqft
$69,000
$74price/sqft
$713/moest. monthly cost
$28,520/yrincome needed

About This Home

Step back in time with this historic 4-bedroom home located within the city limits, offering timeless character and incredible potential. This property is ready for someone with vision to bring it back to life. Featuring four bedrooms, generous living areas, and classic architectural details, the home provides a solid foundation for restoration or renovation. Situated on a convenient in-town lot, the property also includes a 2-car detached garage for additional storage or workspace. While the home needs significant repairs and updates, it presents a fantastic opportunity for investors, renovators, or buyers looking to restore a piece of local history. With its prime location close to city amenities, schools, shopping, and dining, this property offers the chance to create something truly special. Bring your ideas and make this historic home shine again!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Harrison Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Basement
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main
  • Area: 80

Bedroom1

  • Level: Main
  • Area: 169

Bedroom2

  • Level: Upper
  • Area: 100

Bedroom3

  • Level: Upper
  • Area: 100

Bedroom4

  • Level: Upper
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 930 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 1807081500401
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: Rural View
  • Waterfront features: None
  • Frontage type: Road
  • Frontage length: 99

Lot

  • Lot size: 0.30 Acres
  • Features: Subdivision,Walk to School,Platted,Sidewalks,City Lot
  • Lot size dimensions: 99 x 132

Parking

  • Total spaces: 2
  • Parking features: 2 Spaces,On Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Cold Wave
Hail
Tornado

FEMA Declared Disasters in Clare County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $348$4,176
Home Insurance *$67$804
Property Taxes $110$1,320
Electricity $188$2,259
Total$713$8,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,445/yr
40% on housing$21,390/yr
45% on housing$19,013/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 48625$103
Clare County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 48625
Clare County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$69,000
2026-04-27Price change$74,500
2026-04-20Price change$79,000
2026-03-26Price change$84,500
2026-03-05Listed for sale$85,000
2026-02-13Listing removed$95,000
2025-12-29Listed for sale$95,000
2021-03-24Listing removed--
2017-12-19Listing removed$60,000
2017-06-28Listed for sale$60,000
2013-06-03Sold$35,000
2009-03-13Sold$16,500

For Sale by Agent

AgentANDREA MCCRARY
BrokerageHARRISON REALTY INC.

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