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1217 Atkins Rd, Petoskey, MI, 49770

3beds
2baths
1,709sqft
$559,000
$327price/sqft
$3,703/moest. monthly cost
$148,120/yrincome needed

About This Home

Rarely does an in-town Petoskey property offer this much space, storage, and versatility. Welcome to 1217 Atkins Road, a well-maintained 3-bedroom, 2-bath home situated on a half-acre, blending comfort, functionality, and convenience. From summer barbecues and bonfires to family gatherings or quiet evenings outdoors, the spacious, fully fenced backyard provides an inviting setting with plenty of room for kids and pets to play. Beyond the backyard, a heated 2½-car attached garage offers generous space for vehicles and everyday storage. Even better, a separate heated half-bay creates an ideal retreat for watching the big game, entertaining friends, tackling projects, or enjoying hobbies throughout the year. Continuing the theme of exceptional versatility, the impressive 30' × 40' pole barn features electricity, a concrete floor, and two 12-foot overhead doors. Whether storing boats, RVs, fifth wheels, trailers, or recreational equipment, this remarkable space is equally suited for a workshop, hobby area, or additional storage. Completing the package, a long concrete driveway provides abundant parking for guests and all your Northern Michigan toys. Just minutes from downtown Petoskey, yet within walking distance of schools, parks, scenic trails, shopping, dining, and the waterfront, this property combines the outdoor space and storage rarely found within the city limits. If you're searching for a home that offers room to entertain, space to spread out, and endless possibilities, 1217 Atkins Road is ready to welcome you home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Ottawa Elementary SchoolGrades PK-50.4 mi
9/10
Petoskey Middle SchoolGrades 6-80.6 mi
7/10
Petoskey High SchoolGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Wood Frame/Site Built

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range

Basement

  • Basement: Crawl Space

Bedroom

  • Area: 182.25

Bedroom1

  • Area: 115.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 180

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,709 sqft

Kitchen

  • Area: 192

Living Room

  • Area: 196

Master Bedroom

  • Area: 108

Property

Details

  • Parcel number: 521905400072

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.47 Acres
  • Features: Paved

Parking

  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Emmet County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$308$3,696
Property Taxes $381$4,572
Electricity $188$2,259
Total$3,703$44,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,960/yr
40% on housing$111,090/yr
45% on housing$98,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 49770$453
Emmet County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 49770
Emmet County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$539,000
2026-07-20Listed for sale$559,000
2021-03-24Listing removed--
2020-01-25Listing removed$295,000
2020-01-15Pending sale$295,000
2019-12-19Listed for sale$295,000
2009-09-02Sold$117,500

For Sale by Agent

AgentElton Laura
BrokerageKeller Williams Northern Michigan Horizon

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