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13403 W County Road 634, Millersburg, MI, 49759

5beds
4baths
3,578sqft
$695,000
$194price/sqft
$4,805/moest. monthly cost
$192,200/yrincome needed

About This Home

Motivated seller—open to offers. Welcome to the kind of property dreams are made of: 235 acres of unspoiled natural beauty, complete with two homes, a 70x40 horse barn, and endless potential for adventure, relaxation, or full-time living. The main residence offers over 2,800 square feet of comfortable living space, featuring 3 bedrooms, 3 bathrooms, and an attached garage. Inside, you'll find elegant hardwood flooring, a marble fireplace in the main living area, and a stunning split-stone fireplace on the lower level, which also includes a full second kitchen—perfect for entertaining or multi-generational living. Step outside onto the spacious deck overlooking the majestic Rainy River, where nature becomes your everyday backdrop. The second home, approximately 1,100 square feet, is ideal for use as a guest house, in-law suite, or a cozy full-time residence. With 2 bedrooms, 1 bath, and a roomy upper-level sleeping area that easily accommodates four beds, it's well-suited for family overflow or rental opportunities. Overlooking both homes is the impressive horse barn, once home to 8 horses, making it a dream setup for equestrian enthusiasts or those seeking hobby farm potential. The land itself is an extraordinary, a rich and varied mix of maple, beech, aspen, and white pine, with a combination of high and low terrain. You'll find miles of private trails, perfect for hiking, riding, or exploring the ever-changing seasonal beauty. Whether you're looking for a private vacation getaway, an outdoor enthusiast's paradise, or a full-time sanctuary, this one-of-a-kind property offers space, serenity, and limitless opportunity. You may never want to leave.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Onaway Elementary SchoolGrades K-59.8 mi
5/10
Onaway Middle SchoolGrades 6-89.8 mi
4/10
Onaway Senior High SchoolGrades 9-129.8 mi

Construction

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Wall Oven,Range/Oven,Refrigerator,Dryer,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Split Bdrm Flr Plan
  • Flooring: Hardwood,Tile
  • Finished area above ground: 3,578

Heating

  • Heating features: Baseboard,Propane

Interior Area

  • Total structure area: 3,578
  • Total interior livable area: 3,578 sqft

Property

Details

  • Parcel number: 05000900000501
  • Special condition: Trust
  • Wooded area: 85
  • Horse amenities: Boarding Facilities

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Rainy River

Lot

  • Lot size: 235 Acres
  • Lot size dimensions: 2625 x 3907

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Tsunami

FEMA Declared Disasters in Presque Isle County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$485$5,820
Property Taxes $416$4,992
Electricity $390$4,683
Total$4,805$57,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,742/yr
40% on housing$144,150/yr
45% on housing$128,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 49759$142
Presque Isle County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 49759
Presque Isle County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-13Listed for sale$795,000
2026-01-12Listing removed$795,000
2025-09-03Price change$795,000
2025-06-09Listed for sale$850,000

For Sale by Agent

AgentNate Grangood, Berkshire Hathaway HomeServices-Cheboygan, Allison Grangood
BrokerageBerkshire Hathaway HomeServices-Cheboygan

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