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131 Waterloo Street, Warner, NH, 03278

5beds
3baths
3,024sqft
$389,000
$129price/sqft
$3,128/moest. monthly cost
$125,120/yrincome needed

About This Home

Diamond in the Rough Antique Colonial with Attached Barn on the Warner River! This stately historic home is ready for your vision and renovations! You are welcomed immediately by the green yard that leads to the Warner River. Then you're invited to the wrap around front porch which feels like home. Inside this center staircase colonial you are greeted by a front family room or 1st floor bedroom to the left and a long living/dining room to the right. From there enter into the large updated kitchen space that is ready for your finishing plans and touches; then the kitchen continues toward the back into the summer kitchen and pantry open to your uses and needs. Off of the pantry is a 1/2 bath. From the kitchen proper is a patio for grilling & a room that is a future 3/4 bath in the making. Further back is a flex room and then a laundry room. Return to the front door and head on up the center staircase to find two large sunny front bedrooms and then a 3rd off of the landing then onto a full bath, 2 more bedrooms and 2 more rooms great for a home office, craft room, guest room and more. Finally there is an older 3/4 bath ready to be updated. There is a walk up attic as well. Back outside is a small garage space for mowers and garden equipment and then a stunning attached barn with stalls, hay lofts and more! Former pasture in the back can be reclaimed and access to the river beyond will come along with some weekend time spent honoring this beautiful land and waterfront! Located in a historic neighborhood with no restrictions come walk among the charming antique homes and enjoy the covered bridge and river front walking and fishing. Minutes to grocery shopping and services,5 min to the charming town of Warner with restaurants, shops, coffee shop, small outdoor music venue, library, museum, playing fields , state park and more! 20 minutes to Concord and 40 min to Manchester Airport,1.5 hrs to Boston. Minutes to Outdoor Recreation of all kinds! A must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 1840

Materials

  • Foundation: Concrete,Granite,Stone
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antique,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Dining Area,Kitchen Island,Living/Dining
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 3,024

Heating & Cooling

  • Heating features: Steam
  • Cooling features: None

Interior Area

  • Total structure area: 3,759
  • Total interior livable area: 3,024 sqft

Property

Details

  • Parcel number: WRNRM37L006
  • Zoning description: R2

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • On waterfront: Yes
  • Waterbody name: Warner River
  • Frontage length: Water frontage: 384,Road frontage: 382

Lot

  • Lot size: 2.67 Acres
  • Features: Level,Sloped

Parking

  • Parking features: Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather
Landslide
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance $137$1,644
Property Taxes $583$6,996
Electricity $442$5,314
Total$3,128$37,536

Income You'd Need if You Spent...

35% on housing$107,245/yr
40% on housing$93,840/yr
45% on housing$83,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 03278$357
Merrimack County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 03278$261
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$389,000
2026-07-07Listed for sale$419,900
2020-07-28Sold$110,000
2019-11-14Listing removed$192,500
2019-10-30Listed for sale$192,500

For Sale by Agent

AgentRachel Dethomas
BrokerageColdwell Banker LIFESTYLES - Concord

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