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489 16th Ave, Nekoosa, WI, 54457

2beds
2baths
1,428sqft
$299,000
$209price/sqft
$2,128/moest. monthly cost
$85,120/yrincome needed

About This Home

Lake Arrowhead One-Owner Ranch! Meticulously maintained and showing true pride of ownership, this 1,428 sq. ft. ranch is nestled on a wooded .499 acre lot at the end of a peaceful cul-de-sac. The spacious home offers an oversized living room with cathedral ceilings, a sun-filled family room with hardwood floors, a chef-friendly kitchen with abundant cabinetry, generous counter space, breakfast bar and pantry, 2 large bedrooms each with direct access to a full bath, an inviting dining area with built-in dry bar, main-floor laundry, and an expansive lower level ready for your future needs. The 2.5-car attached garage provides plenty of space for vehicles, tools and recreational toys. Outdoors, enjoy a concrete patio, welcoming covered front porch, and a secluded backyard ideal for relaxing or entertaining. Conveniently located near the Chalet's in-ground pool and just moments from the renowned Sand Valley golf courses. Recent updates include shingles in 2021 and furnace and air in 2025.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Humke Elementary SchoolGrades PK-38.6 mi
4/10
Alexander Middle SchoolGrades 4-88.7 mi
4/10
Nekoosa High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished

Bedroom2

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Family Room

  • Area: 170

Features

  • Vaulted Ceiling(s),Jetted bathtub,At Least 1 tub,Internet- Fiber available,Ceiling Fan(s),Primary Bath,Foyer
  • Window features: Skylight(s)
  • Finished area above ground: 1,428

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Kitchen

  • Features: Breakfast Bar,Dishwasher,Microwave,Pantry,Range/Oven,Refrigerator
  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 228

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 030044590000
  • Zoning: Res
  • Special condition: Restrictions/Covenants
  • Other equipment: Dehumidifier
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Waterfront features: Deeded access-No frontage,Lake Front,Water ski lake
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.49 Acres
  • Features: Cul-De-Sac,Rural-in subdivision

Parking

  • Total spaces: 2
  • Parking features: 2 car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$153$1,836
Property Taxes $293$3,516
Electricity $171$2,054
Total$2,128$25,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,960/yr
40% on housing$63,840/yr
45% on housing$56,746/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 54457$288
Adams County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 54457
Adams County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$299,000
2026-06-05Listed for sale$315,000

For Sale by Agent

AgentGeorgene Srsen
BrokerageColdwell Banker Advantage LLC

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