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68675 Pine Creek Rd, Ashland, WI, 54806

3beds
2baths
1,680sqft
$269,000
$160price/sqft
$1,893/moest. monthly cost
$75,720/yrincome needed

About This Home

Completely Updated 3-Bed, 2-Bath Home on 5+ Acres with Insulated Freestanding Building This beautifully renovated home has been transformed inside and out. The owners have thoughtfully updated every room with fresh paint, modern fixtures, and newer appliances—creating a space that feels fresh, bright, and move-in ready. The home offers a smart and convenient layout with three bedrooms, two baths, and a wood-burning fireplace enhanced by a powerful blower that keeps the home warm and cozy. Additional updates include a new mound septic pump and new electrical components for the mound system installed within the last year. The property also features a handicapped-accessible ramp inside the garage for easy home access and ease of moving items with a hand truck, etc. An oversized two-car garage provides excellent storage, while the freestanding building offers remarkable versatility. This structure includes 200-amp electrical service, double-paned windows, French doors, fully insulated walls and floors, recessed lighting, and a two-room layout, each with its own entrance (one side with French doors). With minimal additional work, it could become a tiny home, guest house, or mother-in-law suite. There is ample space on the lot for an additional building as well. Set on over five acres, the property offers a perfect balance: a cleared area for easy living and a wooded back lot with a healthy mix of hardwoods. Outdoor enthusiasts will appreciate the proximity to the Tri-County Corridor for side-by-side and recreational use—close enough for easy access, yet far enough to maintain peace and quiet. A property that now shows true care, quality, and pride of ownership—ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
2/10
Ashland Middle SchoolGrades 6-89.3 mi
3/10
Ashland High SchoolGrades 9-128.9 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2005

Materials

  • Construction materials: Vinyl,Manufactured (Post-6/'76)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer

Bathroom

  • Level: Main
  • Area: 117
  • Dimensions: 13 x 9

Bathroom

  • Level: Main
  • Area: 25
  • Dimensions: 5 x 5

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,680 sqft

Kitchen

  • Level: Main
  • Area: 234
  • Dimensions: 13 x 18

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7 x 5

Living Room

  • Level: Main
  • Area: 384
  • Dimensions: 16 x 24

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Mud Room

  • Level: Main
  • Area: 45
  • Dimensions: 9 x 5

Property

Details

  • Parcel number: 27538
  • Foundation area: 1680

Lot

  • Lot size: 5.30 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$120$1,440
Property Taxes $242$2,904
Electricity $171$2,054
Total$1,893$22,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,902/yr
40% on housing$56,790/yr
45% on housing$50,480/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 54806$178
Bayfield County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 54806
Bayfield County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$259,000
2025-12-28Listing removed$310,000
2025-12-12Price change$310,000
2025-11-21Price change$317,000
2025-11-06Price change$319,000
2025-10-22Listed for sale$329,000
2023-09-15Sold$195,000
2023-09-11Pending sale$219,900
2023-09-11Listed for sale$219,900
2022-09-02Sold$172,000
2022-08-01Contingent$174,900
2022-08-01Listed for sale$174,900
2018-10-24Sold$99,900
2016-07-02Pending sale$99,900
2016-06-24Price change$99,900
2016-06-15Price change$105,000
2016-06-01Price change$110,000
2016-04-13Price change$115,000
2016-03-15Price change$122,400
2016-03-07Price change$124,900
2015-12-15Price change$129,000
2015-04-02Pending sale$139,900
2015-04-02Listed for sale$139,900
2014-09-04Listing removed$139,900
2014-03-07Listed for sale$139,900
2010-11-15Sold$40,000

For Sale by Agent

AgentKevin Porter
BrokeragePorter Realty LLC

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