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106 Main Street, Gays Mills, WI, 54631

2beds
1baths
1,144sqft
$78,000
$68price/sqft
$743/moest. monthly cost
$29,720/yrincome needed

About This Home

Proof that good things come in small packages! This snug home has tall ceilings and a spacious kitchen with plenty of cabinet space and a walk-in pantry. The seller has adored the stained glass windows, the spacious living area, and the big, beautiful windows that make the home feel open and welcoming. The front porch is the perfect ?kick off your shoes and hang your coat? landing zone. Out back, enjoy a deck and a large fenced-in yard for relaxing, playing, or entertaining. Easy backyard access from the alley. All this in a charming small-town setting with a welcoming community, not far from the library, shops, public swimming pool, park, and the Kickapoo River.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1915

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry

Bathroom

  • Features: At least 1 Tub,No Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156

Features

  • Pantry
  • Finished area below ground: 0
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Kitchen

  • Level: Main
  • Area: 216

Living Room

  • Level: Main
  • Area: 204

Master Bedroom

  • Level: Main
  • Area: 112

Property

Details

  • Parcel number: 13102940000
  • Zoning: res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Fenced Yard
  • Living area range: 1001-1250

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalks

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Strong Wind
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $394$4,728
Home Insurance *$44$528
Property Taxes $134$1,608
Electricity $171$2,054
Total$743$8,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,474/yr
40% on housing$22,290/yr
45% on housing$19,813/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 54631$136
Crawford County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 54631
Crawford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Listed for sale$80,000
2026-02-13Contingent$80,000
2026-01-10Listed for sale$80,000
2022-12-29Sold$70,000
2022-12-20Pending sale$74,000
2022-12-01Contingent$74,000
2022-11-26Listed for sale$74,000

For Sale by Agent

AgentAmy Matthews
BrokerageCentury 21 Affiliated

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