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240 2nd St, Bell Center, WI, 54631

4beds
2baths
1,458sqft
$20,000
$14price/sqft
$303/moest. monthly cost
$12,120/yrincome needed

About This Home

Property Selling at Online Auction! List price is the starting bid. See documents and www.kramersales.com for bidding terms and conditions. Property is located in BELL CENTER, not Gays Mills. 4 bedroom 1.5 bath home on larger lot in Bell Center. Older home with character throughout but could use some updates. Property would make a great starter home or maybe a weekend getaway spot in the Driftless!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10

Construction

Materials

  • Foundation: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: National Folk/Farm
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Stone

Bedroom2

  • Level: Upper
  • Area: 130

Bedroom3

  • Level: Upper
  • Area: 99

Bedroom4

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154

Features

  • Finished area above ground: 1,458

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,458
  • Total interior livable area: 1,458 sqft

Kitchen

  • Features: Range/Oven,Refrigerator
  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 182

Master Bedroom

  • Level: Upper
  • Area: 192

Property

Details

  • Parcel number: 10601910000
  • Zoning: Res
  • Special condition: Auction
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.45 Acres

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Strong Wind
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $101$1,212
Home Insurance *$11$132
Property Taxes $20$240
Electricity $171$2,054
Total$303$3,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$10,388/yr
40% on housing$9,090/yr
45% on housing$8,080/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$14This listing

vs Other Active Listings

Avg $/sqft

ZIP 54631$141
Crawford County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 54631
Crawford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

Unknown Listed By

AgentSara Boxrucker
BrokerageKramer Real Estate & Auction L

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