See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

405 Diamond Street, Ridgeland, WI, 54763

4beds
2baths
2,570sqft
$250,000
$97price/sqft
$1,934/moest. monthly cost
$77,360/yrincome needed

About This Home

Welcome home to this beautifully updated 4-bedroom, 2-bath residence just minutes from the heart of Ridgeland. Fully redone in 2008, this home features an inviting open-concept floor plan perfect for modern living. The log siding exterior offers rustic Northwoods charm, while the spacious interior provides comfort and functionality for everyday life. Enjoy the convenience of two full bathrooms, a spacious kitchen, and a living area ideal for gatherings, as well as four generously sized bedrooms with an abundance of natural light. The open layout enables easy entertaining and a seamless flow throughout the home. Set in a quiet neighborhood, this property is only a short drive to local amenities while still offering the peace and small-town atmosphere of Ridgeland. Whether you?re looking for a family home, a first-time purchase, or a retreat from the busy city, this property has it all. Don?t miss the opportunity to make 405 Diamond St S your new home

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
2/10
Riverview Middle SchoolGrades 5-814.3 mi
5/10
Barron High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1980

Materials

  • Construction materials: Log,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom2

  • Level: Lower
  • Area: 180

Bedroom3

  • Level: Lower
  • Area: 130

Bedroom4

  • Level: Lower
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Finished area below ground: 1,200
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,570
  • Total interior livable area: 2,570 sqft

Kitchen

  • Level: Upper
  • Area: 306

Living Room

  • Level: Upper
  • Area: 560

Master Bedroom

  • Level: Upper
  • Area: 130

Property

Details

  • Parcel number: 1717623112064200014
  • Zoning: Residential
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Living area range: 2501-3000

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Heat Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$166$1,992
Property Taxes $263$3,156
Electricity $241$2,897
Total$1,934$23,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,308/yr
40% on housing$58,020/yr
45% on housing$51,573/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 54763$171
Dunn County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 54763$135
Dunn County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$260,000
2026-03-25Price change$275,000
2025-09-17Price change$289,000
2025-08-29Listed for sale$299,000

For Sale by Agent

AgentMax Nelson
BrokerageReal Estate Solutions

Similar Homes