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610 1st Street, Bloomington, WI, 53804

3beds
2baths
1,800sqft
$291,900
$162price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

This Colonial beauty has stunning wood floors, doors, and trim throughout. Historical charm in every room, from the formal entry and dining area to the built-in dresser. Each of the 3 bedrooms have a large cedar lined closet. A walk up attic has potential for multiple uses. Have a hobby or business that needs a workspace? This home has a generously sized 4+ car heated garage. Established low maintenance flower beds, not to mention raspberry and asparagus patches. Walking distance to two beautiful parks and a busy downtown. Updates: wiring, plumbing, water heater, roof and boiler. Lovingly maintained by the same owner for over 30 years.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
5/10
River Ridge High SchoolGrades 9-125.3 mi
6/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1889

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal,Window A/C,Washer,Dryer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Upper
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 169

Features

  • High Speed Internet
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating

  • Heating features: Natural Gas,Radiant

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 169

Master Bedroom

  • Level: Upper
  • Area: 154

Office

  • Level: Main
  • Area: 153

Property

Details

  • Parcel number: 107000490000
  • Zoning: Res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Living area range: 1751-2000

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalks
  • Lot size dimensions: 60 x 142

Parking

  • Total spaces: 4
  • Parking features: Attached,Heated Garage,Garage Door Opener,4 Car
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,476$17,712
Home Insurance *$186$2,232
Property Taxes $328$3,936
Electricity $171$2,054
Total$2,161$25,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 53804
Grant County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 53804$137
Grant County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-12Listed for sale$299,900

For Sale by Agent

AgentBarbara Bernhardt
BrokerageRiver Ridge Realty SW LLC

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