631 Pearl STREET, Sparta, WI, 54656
About This Home
Updated 4-bedroom 1.5-bath bungalow located near Memorial Park and the Aquatic Center. A welcoming closed-in front porch leads into the living room then transitioning to the kitchen which has Amish cabinet doors and stainless steel appliances. The main level additionally hosts a large bedroom and half bathroom, while upstairs has three bedrooms and a full bath. Two detached garages sit at the back of the property providing both off street parking and extra storage. The backyard has plenty of space for outdoor activities. This would be an outstanding home in Sparta under $180,000, but could also be a great investment/rental property with past rental income around $1700/month!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1930
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Window A/C,Dishwasher,Dryer,Oven,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Wall/Sleeve Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
Kitchen
- Level: Main
- Area: 121
Living Room
- Level: Main
- Area: 208
Master Bedroom
- Level: Main
- Area: 143
Property
Details
- Parcel number: 281016940000
- Zoning: Residential
- Exclusions: Sellers Personal Property
Features
- Levels: One and One Half
- Stories: 1
- Living area range: 1001-1250
Lot
- Lot size: 6,969 sqft
Parking
- Total spaces: 4
- Parking features: Detached,4 Car
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $206 | $2,472 |
| Electricity | $171 | $2,054 |
| Total | $1,357 | $16,284 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $174,900 |
| 2026-06-25 | Listed for sale | $184,900 |
| 2023-07-14 | Listing removed | -- |
| 2023-07-02 | Listing removed | -- |
| 2023-06-30 | Listed for rent | $1,650 |
| 2023-06-07 | Listed for sale | $175,000 |
| 2023-05-23 | Contingent | $175,000 |
| 2023-05-13 | Listed for sale | $175,000 |
| 2023-04-17 | Pending sale | $175,000 |
| 2023-04-14 | Listed for sale | $175,000 |
| 2023-02-28 | Sold | $93,000 |
| 2017-08-02 | Listing removed | $87,500 |
| 2017-05-02 | Price change | $87,500 |
| 2017-04-20 | Listed for sale | $94,900 |
| 2017-04-14 | Listing removed | $795 |
| 2017-03-09 | Listed for rent | $795 |
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