1411 W Montgomery St, Sparta, WI, 54656
About This Home
Beautiful move-in ready home offering over 3,600 sq ft of living space in a highly desirable location! This spacious 5-bedroom, 3 full bathroom home has room for everyone and features a 3-car garage with a heated and insulated workshop in the back which is perfect for hobbies, projects, or extra storage. Three bedrooms and a full bathroom are on the upper level. On the lower level and you'll find a family room, 2 bedrooms, laundry and full bathroom. Further down in the remodeled basement is a bar, a large family room and rec room, providing plenty of space for gatherings, gaming, or movie nights. Enjoy the outdoors in the fenced backyard complete with a pergola, ideal for relaxing or entertaining, plus the property includes an additional lot for even more space and possibilities. This well maintained home has seen lots of updates throughout and is truly move-in ready. A rare combination of functionality, and comfort in a fantastic location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Construction materials: Vinyl Siding,Brick,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full,Finished,Sump Pump
Bedroom2
- Level: Upper
- Area: 144
Bedroom3
- Level: Upper
- Area: 132
Bedroom4
- Level: Lower
- Area: 168
Bedroom5
- Level: Lower
- Area: 252
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Area: 285
Features
- Rec Room,Bonus Room
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 2,643
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,645
- Total interior livable area: 3,645 sqft
Kitchen
- Features: Refrigerator,Dishwasher
- Level: Main
- Area: 156
Living Room
- Level: Main
- Area: 300
Master Bedroom
- Level: Upper
- Area: 252
Property
Details
- Parcel number: 281024671000
- Zoning: Resident
- Exclusions: washer,dryer,trampoline,2 cabinets in dining room,seller's personal property
Features
- Levels: Multi/Split,Tri-level
- Patio & porch: Patio
Lot
- Lot size: 0.44 Acres
Parking
- Total spaces: 3
- Parking features: Additional Parking,Attached,Garage Door Opener,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,305 | $27,660 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $563 | $6,756 |
| Electricity | $342 | $4,110 |
| Total | $3,462 | $41,544 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $455,900 |
| 2026-06-25 | Price change | $464,900 |
| 2026-05-26 | Listed for sale | $474,900 |
| 2023-06-23 | Sold | $432,500 |
| 2023-05-19 | Contingent | $442,500 |
| 2023-04-20 | Listed for sale | $442,500 |
| 2022-07-05 | Sold | $439,500 |
| 2022-06-21 | Pending sale | $439,500 |
| 2022-05-03 | Price change | $439,500 |
| 2022-04-25 | Listed for sale | $479,000 |
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