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16640 State Road 77, Hayward, WI, 54843

3beds
2baths
1,768sqft
$379,000
$214price/sqft
$2,731/moest. monthly cost
$109,240/yrincome needed

About This Home

Move-in ready 3-bedroom, 2-bath American Modular home built in 2006 and nestled among the towering pines and hardwoods of Wisconsin's Northwoods. Coneniently located just 5 minute drive from Hayward. A blacktop driveway off Hwy 77 leads to the attached 2-car garage (30x32), while a spacious 30' x 32' detached garage provides additional room for vehicles, recreational equipment, and storage. Both garages are equipped with electricity. Inside, you'll find a spacious primary suite complete with a private bath, large jetted tub, and walk-in shower. The open-concept living area includes a cozy gas fireplace and flows seamlessly into the breakfast nook and kitchen, creating an inviting space for everyday living and entertaining. A sliding patio door provides access to the expansive 15' x 30' wood deck, perfect for enjoying the peaceful wooded setting. The kitchen features modern appliances, a gas range, and convenient access to the dining area and additional family room living area. On the opposite end of the home from the primary suite are two additional bedrooms and a full bathroom, offering privacy and flexibility for family or guests. The full unfinished lower level provides excellent storage space and offers future potential for additional finished living area. Outside, the property is surrounded by mature trees, attractive landscaping, and a well-maintained lawn, creating a private Northwoods retreat with easy access and year-round enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Hayward Primary SchoolGrades PK-23.2 mi
5/10
Hayward Middle SchoolGrades 6-83.4 mi
6/10
Hayward High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: 11-20 Years
  • Year built: 2006

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Manufactured On Land

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 187

Family Room

  • Level: Main
  • Area: 192

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,768

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 208

Master Bedroom

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 17623
  • Zoning: Recreational,Residential
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Living area range: 1751-2000

Lot

  • Lot size: 2.02 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$213$2,556
Property Taxes $431$5,172
Electricity $171$2,054
Total$2,731$32,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,634/yr
40% on housing$81,930/yr
45% on housing$72,826/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 54843$231
Sawyer County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 54843
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$379,000
2005-07-29Sold$12,000

For Sale by Agent

AgentGary Nathan
BrokerageWoodland Developments & Realty

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